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Personal finance

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Savings & investments
Why you should consider life, dread and disability cover
Long-term insurance products are an essential aspect of financial planning. Here’s why you should consider life, dread and disability cover:

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Income tax
Do your homework before you invest in a tax-free savings account
Tax-free savings accounts allow you to invest without paying tax on the growth, but not all tax-free savings accounts are the same. This is what you need to know.

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Your career
8 essential ways to build your personal brand at work
Personal branding helps you stand out and can help boost your career. Industrial psychologist Phiona Martin explains, and shares 8 practical ways to build your personal brand.

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Planning & retirement
How the 2019 budget speech will affect you
There wasn’t much good news or bad news in Tito Mboweni’s Budget Speech. Economist Christie Viljoen discusses the implications for the average South African.

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Your career
An 8-point plan for negotiating a salary increase
Need a raise? Here’s an 8-point plan for landing the increase you deserve.

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Savings & investments
Is it really time to take all your money offshore?
It seems like such a compelling argument: The JSE is struggling, offshore markets are doing well – rather invest offshore. But before you do, read this.

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Planning & retirement
Your guide to employing a domestic worker: contracts, sick leave, UIF and more
Many South Africans who employ domestic workers do not have the proper conditions or contracts in place. Here’s how to make sure you are doing the right thing.

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Savings & investments
Financial decisions you should make before 40
There are a few financial issues you should have sorted out by the time you are 40. There’s no time like the present to get started…

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Savings & investments
How to evaluate investment returns in tough economic times
Local stock market returns have been dismal over the last three years. How do you judge the growth in your investment portfolio during difficult periods?
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