Whether you are a young adult blazing your first trail or a growing family of four, we know that our products have the power to change your life. Learn more about which products suit your life stage, get answers to all your questions in our FAQs or do an online needs analysis. Find these and more insurance tools and resources right here!

Life's changing?

Young adult

You are young and in the prime of your life, but you still need the financial protection of funeral cover, dread disease cover and disability insurance.

Living together

From boyfriend and girlfriend to living together, find out why you need to insure your life against illness, disability and death.

Single parent

As a single parent you carry the burden of providing for your family. Get peace of mind with life insurance, dread disease cover and disability insurance.

Starting a family

If you are starting a family then this is the advice you need about life insurance, dread disease cover and disability insurance.

Established family

As a parent, life cover, dread disease cover and disability insurance are an essential part of your personal financial planning.

Intro to...

Intro to life insurance

A life insurance pay-out is intended to replace the income provided by the deceased and can be put towards food, debt, medical expenses and school fees.

Intro to funeral cover

A funeral cover policy pays out in the event of the death of the insured person, providing the funds the family needs to pay funeral expenses.

Intro to dread disease cover

Dread disease cover pays out a lump sum if the insured is diagnosed with one of the illnesses listed in his/her policy document. These funds can be used to pay medical expenses not covered by medical aid.

Intro to disability insurance

Disability insurance pays out a lump sum if the insured is disabled by accidents or illness, funds that can be used to remodel your home or car and replace all or some of your income.

Intro to expense protector

1Life Expense Protector will pay out a monthly income if you are unable to work due to temporary disability or illness.



We answer questions about the COVID-19 virus and your 1Life Insurance policy.

Life insurance FAQs

Answers to your life insurance questions, including how to claim on a policy and information on buying the cover you need.

Funeral cover FAQs

Read our comprehensive FAQs for answers to all your questions on 1Life Funeral Cover.

1Life Pulse FAQs

With 1Life Pulse you can earn up to R500 000 additional life cover when you make better lifestyle choices.

Dread disease cover FAQs

Read on for the most commonly asked questions about dread disease cover, also known as critical illness cover.

Female dread disease FAQs

If you have questions on our innovative female dread disease policy then you have to the right place. Find out more.

Disability insurance FAQs

Waiting periods and HIV tests? If you have a question about disability insurance we have answered it!

Expense protector FAQs

Find out more about how you can protect your monthly income against temporary disability.

Find a lab or pharmacy

In order to buy cover with us you might be asked to do an HIV test. Simply visit a Clicks Pharmacy nearest to you to complete your test. Use our online tool to find the branch closest to you or call us on 0860 10 53 40.


Use the online 1Life glossary to find definitions for the terms used in our policy book and on this website. If you cannot find the term you are looking for or if you have any questions about our products or your policy call us on 0860 10 53 40 or we will call you.


If you want to make sure that your assets are distributed according to your wishes then you need a legally valid will. Download your free will template here.

Policy book

For terms and conditions for your 1Life life cover policy, including dread disease cover and disability insurance, please download our online policy book.

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