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Pure Life Plus Cover

Save 28% on premiums when you combine life and funeral cover in 1 policy

Get up to R10 million life plus R50 000 funeral cover for up to 16 family members on one convenient and affordable policy. Includes a R5 000 memorial and R6 000 grocery benefit plus a repatriation service.

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Why 1Life Pure Life Plus Cover?

Funeral benefits

Benefits include a R5 000 memorial and R6 000 grocery benefit plus a repatriation service.

No waiting periods

No waiting periods apply for life cover, you are covered immediately.

Fixed premiums

No increases, guaranteed, for the first 12 months.

No medical exams

No medical checkups required, just a simple HIV saliva swab.

Bundle & save

Save 28% on premiums by bundling life & funeral cover on 1 simple plan.

Top up life cover

Covered by another insurer? Upgrade with 1Life & add up to R3 mil cover with no medicals.

Combine life and funeral cover on 1 easy, hassle-free policy with 1 premium

Pure Life Plus Cover FAQs

Pure Life Plus Cover is one policy that combines life and funeral cover. Life insurance pays out a lump sum to beneficiaries in the event of the life assured's death, to help them pay off debt and pay for their expenses, such as living expenses and education. Funeral cover pays out quickly when a member dies, to help the family pay for funeral and burial costs.

You can save 28% on premiums with a Pure Life Plus policy, as compared with buying two separate policies. When you take out one policy for life and funeral cover, you have all the benefits and peace of mind of life and funeral cover, and more money in your pocket every month.

They are different insurance products with different benefits. A life insurance policy gives a family financial protection when the breadwinner passes away. The tax-free lump sum pay-out can be used to cover costs such as education, pay off the bond on the family home and medical cover. Your family can also use the pay-out to save and invest and start building generational wealth for future generations. A funeral policy pays out quickly, so the bereaved don’t have to worry about money for funeral and related expenses. If you have integrated life and funeral cover like Pure Life Plus Cover, both are taken care of.

You can include up to 2 spouses, up to 5 children (up to the age of 21 years) and 9 extended members, including 4 parents or parents-in law, on your 1Life Pure Life Plus Cover policy at an additional monthly premium for each member. These members are covered with a funeral benefit of up to R50 000 per member, which can be used to assist with their funeral and related expenses.

We know that you rely on your insurance for financial protection, and we always attend to claims promptly. 1Life Pure Life Plus Cover approves qualified funeral cover claims in as little as 3 minutes so that the money is available when you need it. A life insurance claim may be paid out within 10 working days of all the necessary documentation being received.

Generational wealth is family assets like money or property that is passed from one generation to the next. Each generation not only benefits from generational wealth but also grows it and passes it on to the next generation. This blog explains generational wealth in more detail and discusses why it is so important, not only for you, your children and theirs, but for the whole country.

Defining generational wealth is easy, building it requires planning and dedication! You should focus on saving and investing wisely, paying off the bond on a home that you can leave to your children, starting a side hustle to generate extra income for future generations and of course ensuring that you have sufficient life cover. Follow the link for more advice on the best way to build generational wealth.

About 1Life Insurance

At 1Life Insurance, we know that insurance changes lives. It pays the school fees when mom is ill and can’t work and pays off the house when dad passes away. We believe that all South Africans deserve peace of mind and financial protection against illness, disability and death. Call us to find out which of 1Life’s affordable, simple and convenient products is right for you.

Discover SAs #1 Direct Life Insurer

Truth About Money


At 1Life we know that your future is written in how you manage your money. But we also know that South Africans don’t always have the money management skills they need to build the future of their dreams. The Truth About Money makes financial education and services available to all South Africans at no charge.

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