Product terms and conditions

1Life promises affordable, simple and convenient insurance products. All of our policy documents have been awarded the Readability Mark, which means that they are written simply and clearly and are easily understood. On this page policyholders can access policy books for all 1Life products as well as terms and conditions for online life cover purchase.

Life cover policy book

The life cover policy book contains important policy terms and conditions, including information on restrictions, waiting periods and exclusions, and should be carefully read by all policyholders.

Note: this policy book also contains terms and conditions for dread disease cover, disability insurance, female dread disease cover and expense protector policies.

Funeral cover policy book

The funeral cover policy book contains important policy terms and conditions, including information on restrictions, waiting periods and exclusions, and should be carefully read by all policyholders.

Buy life cover: terms and conditions

Users buying life cover online from 1Life must read the applicable terms and conditions before completing an online purchase.