1Life products

In an uncertain world, how can you ensure that your family always has the funds they need to survive and prosper? The answer lies in 1Life’s range of long-term insurance and investment products.

Whether it is life insurance or dread disease cover, our insurance products provide you and your family with financial protection against death, disability and illness. And if you are looking to invest in your future and save the money you need to live a life less ordinary, then 1Life has the product for you.

 
Life insurance How would your family survive without you and the income you provide? Life cover will pay out in the event of your death to provide your loved ones with the funds they need to pay off all or some of the family debt, as well as cover medical bills, school fees and daily living expenses.
 
Dread disease cover We are all vulnerable to serious illnesses such as cancer and heart attacks. A dread disease or critical illness cover pay-out can be used to pay medical expenses not covered by your medical aid and to cover basic living expenses while you recuperate.
 
Female dread disease coverFemale dread disease cover gives women financial protection against female-specific cancers such as breast or cervical cancer. Up to four children can also be insured against cancers like leukaemia and brain tumours. Additional benefits include legal and emergency services.
 
Disability insurance Disability should not mean a loss of income for you or your family. Your disability cover will pay out a lump sum that you can use to replace all or some of your income. You can also use the funds to remodel your home or car to cater for your disability.
 
Expense protector  1Life Expense Protector, a form of income protection, will pay out a monthly income if you are ever temporarily disabled by illness or injury. Use your pay-out to cover monthly living expenses until you are well enough to return to work or until you retire.
 
Funeral cover  With funeral insurance you are protected against the often-unexpected cost of a funeral. You can include yourself and your immediate family as well as extended family members on one policy. You or your policy beneficiaries will receive a lump sum pay-out within 24 hours of a successful claim.
 
Unit trusts  Start saving today with unit trusts from 1Life. Get exposure to the Johannesburg Stock Exchange for as little as R500 per month, without any experience in shares or trading. You can choose from a wide range of investment portfolios and earn great returns safe in the hands of Sanlam Investment Managers.
 
Personal loans Qualify for a cash loan through 1Life with clear credit references and a regular income of just R5 000. Apply online for quick approval of loans up to R150 000. Benefit from competitive interest rates with no hidden fees and you get to choose repayment terms from 12 to 60 months.