You want to protect your family in uncertain times and ensure that they have the funds they need for a bright and secure future. 1Life’s long-term insurance products will help you provide for your family in the face of illness, disability and death. Our investment products will help you invest with peace of mind and grow your wealth. No matter what your life stage, or your hopes and dreams for your family, 1Life has the right product for you – so, check out our insurance products list below.
Your life insurance policy will help provide for your loved ones when you’re no longer there to take care of them. Your policy pays out a lump sum in the event of your death, giving your family the funds they need to pay off debt, as well as cover living expenses, medical bills and school fees.
Protect your family against the loss of your income when you pass with up to R300 000 life cover with no medicals or HIV testing and no premium increases for the first 12 months. Includes a Pay now death benefit of R25 000 to use for the funeral and a terminal illness benefit. You’re covered immediately for accidental death.
Save 28% when you combine life and funeral cover. You can get up to R10 million life insurance plus funeral cover of between R5 000 and R50 000 for up to 16 family members. Includes memorial and grocery benefits.
Cover yourself and up to 16 family members on one policy with pay-outs of up to R50 000 per member. Benefits to the value of R16 000 including memorial and grocery benefits plus a repatriation service. Qualifying claims can be approved in under 3 minutes!
A serious illness such as cancer or a heart attack can be financially devastating for you and your family. A 1Life Dread Disease Cover policy will pay out a lump sum that can be used to cover medical expenses not paid by your medical aid and to pay the bills while you are in recovery.
1Life All Woman female dread disease cover pays out a lump sum if you are diagnosed with a female-specific cancer, like breast or cervical cancer. Your pay-out can help pay living expenses or medical bills while you recuperate. Up to four children can also be insured against certain cancers.
Disability insurance is the financial protection your family needs if you are permanently disabled due to illness or accident, and not able to earn a living. Your lump sum pay-out of up to R10 million can be used to replace your income, remodel your home or even customise your car.
Your Expense Protector policy will pay out if you are temporarily disabled by illness or injury and not able to earn a living. Your pay-out can be used to take care of your monthly living and medical expenses until you are able to return to work.
Insure yourself, your spouse and up to four children for up to R50 000. You can also add up to 10 additional family members up to the age of 84. Pay only for the benefits you want, including meat, grocery and cash back.
1Life Wills and Estate Plan pays out up to R10 million rand to cover estate shortfalls. It includes a 6-month income benefit to help your family pay living expenses while the estate is wrapped up as well as a R50 000 liquidity benefit that pays out within 48 hours to cover immediate expenses. It also provides a valid online will specific to your needs.
1Life Guaranteed Future Value Investment is a low-risk investment product that guarantees investment returns over the five-year investment period. The original investment amount plus your returns are paid tax free.
Do you want to study further, finance a side hustle or consolidate your debt? You can with a 1Life Personal Loan. No waiting with easy online application and a decision in seconds. 1Life Personal Loans is powered by RCS, a registered Credit and authorised Financial Services Provider. NCRCP 38/FSP 44481.
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