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Priority Life Cover

Get up to R300 000 life cover with no HIV test required

You could qualify for affordable life cover from South Africa’s #1 Direct Life Insurer. No premium increases for 12 months and no waiting periods for accidental death.


Why 1Life Priority Life Cover?

Affordable life insurance

Now you can afford R100 000 life cover from just R308 per month.

No medicals checkups

You are covered with just one call and no medical exams or HIV testing required.

Fixed premiums

Balance your budget with no premium increases guaranteed for 12 months.

Pay now death benefit

Includes a R25 000 death benefit to help your family cover your funeral expenses.

You’re covered immediately

Immediate cover for accidental death. A 6 month waiting period applies for natural death.

Terminal illness benefit

We pay out your full cover amount if you are diagnosed with a terminal illness.

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Priority Life Cover FAQs

You take out life insurance on your own life, to give your family financial protection against your death and the loss of your income. The life insurer issues a payment to your nominated beneficiary.

Funeral cover insures you and your immediate or extended family members on the same policy. It pays out when a member dies to cover funeral and related expenses and if you pass, the policy pays out to your nominated beneficiary.

Your family can use your life insurance pay-out to cover daily living expenses, medical bills and school fees, or to pay off debts, like your house or cars. Your family can also use your pay-out to start building generational wealth.

You can work out how much life cover your family needs using our life insurance calculator.

A natural death is caused by illness or old age and not by violence or injury as in the case of accidental death.

Yes, you can get up to R300 000 cover if you are HIV positive. Your policy will, however, only pay out for accidental and not natural death. No waiting periods apply for accidental death.

Priority Disability Cover pays out up to R300 000 if you are disabled by one of the events detailed in your policybook, for example the loss of a limb or blindness. No medical exams or HIV tests are required. Premiums for events-based disability will only increase on the first policy anniversary and the premium guarantee period is also 12 months.

Your premium is calculated based on your sum assured, age, health, occupation and other factors, including whether or not you smoke.

One of our skilled client services consultants will help you tailor your budget to suit your needs and your budget. Contact us on 0860 10 51 94 or request a call me back from the WhatsApp service centre.

No, your 1Life life insurance policy does not have a cash value or any amount you can borrow against. You can learn more about how cashback bonuses work in this blog.

If you need to lodge a claim, call our claims department on 0860 10 51 96. A claims consultant will provide you with the initial documentation required to process the claim.

About 1Life Insurance

At 1Life Insurance, we know that insurance changes lives. It pays the school fees when mom is ill and can’t work and pays off the house when dad passes away. We believe that all South Africans deserve peace of mind and financial protection against illness, disability and death. Call us to find out which of 1Life’s affordable, simple and convenient products is right for you.

Discover SAs #1 Direct Life Insurer

Truth About Money


At 1Life we know that your future is written in how you manage your money. But we also know that South Africans don’t always have the money management skills they need to build the future of their dreams. The Truth About Money makes financial education and services available to all South Africans at no charge.

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