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Funeral Cover

Cover up to 16 family members for up to R50 000 each

Celebrate their life and honour their memory. Give them the beautiful send-off they deserve nge-funeral cover yase-1Life Insurance.

  • Includes R16 000 in free benefits
  • Premiums fixed for 12 months
  • No waiting periods for accidental death

Speak to a consultant Get a quote

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What is funeral cover?

Let’s break it down. The pay-out from a funeral cover policy gives you and your family funds for a respectable funeral and after tears celebration. You choose how much cover you want for each family member at a premium you can afford.

With a funeral cover policy in place you have peace of mind knowing that the cost of a funeral and other immediate expenses will be taken care of without getting into debt.

Find out what it costs monthly FAQs

What makes 1Life Funeral Cover the right choice for my family?

Cover up to 16 family members for up to R50 000 each

You love them all and now you can afford to cover them all on 1 policy. That includes your siblings, their children, gogos and grandpas.

A policy pay-out you can depend on

We know how hard it is to lose a loved one. Valid claims will be paid into your bank account in 24 business hours, so you have one less thing to worry about.

Free benefits to ease your financial burden

Your policy includes a R5 000 headstone benefit & repatriation service for all policy members plus a R6 000 grocery benefit should the main member pass.

Premiums fixed for a year

It’s our promise to you! Your policy premiums will not increase for the first 12 months – guaranteed.

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But why can’t I just save for family funerals?

You can - but do the maths and you’ll see that a funeral cover policy will always come out tops.

Do you know that it could take over 2 years to save towards a modest funeral for just 1 family member? But if you take out 1Life funeral insurance, funeral expenses for the whole family will be covered on 1 simple and affordable policy.

Don’t take our word for it! Why not take our funeral cover calculator for a ride and do the sums yourself.

Funeral savings calculator FAQs

Affordable funeral cover for the whole family from SA’s #1

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Buhle, her partner and kids

Buhle got cover from SA’s most loved and trusted brand. Her policy takes care of funeral expenses for her partner and two children.

R196 per month* *Risk profile dependent
family

Sipho and his extended family

Sipho’s covered himself and his parents on 1 simple and convenient policy from 1Life.

R281 per month* *Risk profile dependent
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Sue and her husband

Sue took out a 1Life Funeral Cover policy to cover funeral and after tears expenses for herself and her husband.

R169 per month* *Risk profile dependent

Changing our funeral cover policyholder's lives

We look after our policyholders with affordable and convenient cover packed with great benefits.

7536 Total Reviews
4.3 Avg Rating
7.9 TrustIndex
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Manage your policy 24/7

Manage your policy conveniently and quickly using our online policyholder portal and WhatsApp service centre.

Help managing your finances

Learn how to manage your money and make better financial decisions with free short courses and services.

Claims paid in 24 business hours

You don’t have wait to plan a funeral. We pay all valid claims in 24 business hours.

Continuation option

If the main member passes a first spouse, or the eldest additional family member if there is no first spouse, can take over the policy.


Testimonials

Anne R

I've received excellent service from 1Life after the death of my father-in-law. My claim was approved as per the communicated timelines. If you want smooth and stress-free cover after suffering a loss, you would want 1Life to handle your affairs. 😍

Fione A

The consultant, Patricia, gave me excellent customer service. She even called me back after I ran out of airtime 📲

Chanel D

Always professional and has your best interest at heart. I considered cancelling one of my policies and I was assured that it would not be necessary as the missed debit order can be paid at a later stage 📅

Siyabonga J

They respond quickly to emergencies. 🆘 They are friendly on phone calls

Nokubonga C

I have a life plan with 1Life and I have been with them since 2017 and we have been good together. 🤗 I get all my policy updates via email and if I have any questions, they are just a phone call away.

Most frequently asked questions

Funeral cover provides your family with the funds they need to cover funeral expenses and other costs related to the death of a family member. You choose how much cover you want for each policy member and a monthly premium you can afford. In the event of the death of a family member your funeral insurance policy pays a lump sum to the beneficiaries named in the policy schedule.

Yes. Immediate and extended family can be covered on a 1Life Funeral Cover policy. You can include up to 2 spouses, up to 5 children (up to the age of 21 years) and 9 extended family members, including 4 parents (up to the age of 75 years) or parents-in-law (up to the age of 65 years). There is an additional monthly premium for each member.

Your premium depends on your age, the amount of cover you buy and the number of additional family members that you insure on your policy. If you buy your funeral cover online, you will save 40% on your premiums!

The cost varies, depending on factors like whether it is a burial or cremation, the type of casket and headstone and how many mourners are catered for. A small and simple funeral might cost R6 000, but costs can easily add up to over R20 000. A large, elaborate funeral can cost R50 000 or more.

Yes, there are age limits for funeral cover. You can take out funeral cover anytime between the age of 18 and 64. Children up to the age of 21 will be covered, or up to the age of 25 if they are full-time students. Parents up to the age of 74 will be covered, as well as extended family members up to the age of 65.

Depending on the type of product that you purchase, you may have to either complete an HIV test, or disclose your HIV status in order to determine your risk.

You can cover 2 spouses, up to 5 children (up to the age of 21) and 9 extended family members including 4 parents or in-laws at an additional cost per member.

No they won’t have to pay tax. These types of insurance pay-outs are tax-free so that your family can enjoy the full benefit they offer.

If you need to lodge a claim with 1Life, the following procedure would need to be followed:

  • Call the claims department on 0860 10 51 96, where one of our dedicated claim consultants will assist
  • The claims consultant will provide you with the initial documentation required to process the claim

No they don’t have to. They can use the pay out to pay outstanding debts, ensure the monthly bills are paid or even medical expenses that may have piled up.

1Life’s achievements

Swiss Re Reports 2010 - 2021

2023/2024 Ask Afrika Icon Brands
Benchmark Survey

2023 PWC SA Insurance Index Report

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