Get life and funeral cover today

basketBuy online

Funeral Cover

R50 000 funeral cover with qualifying claims approved in under 5 minutes

Get the best funeral cover for yourself and up to 16 family members with no premium increases for the first year. This includes memorial, grocery and repatriation benefits worth R16 000.

Get a quick quote


Why 1Life Funeral cover?

Pay-outs of up to R50 000

Policies pay out between R5 000 and R50 000 per member.

Access to the ForKeeps app

Leave a digital legacy! Create a Digital Forever Album and record voice or video messages for loved ones.

Fixed premiums

No increases, guaranteed, for the first 12 months.

Cover for extended family

You can insure up to 16 family members on one policy.

Policy benefits

Benefits include a R5 000 headstone memorial and R6 000 grocery benefit plus a repatriation service.

Waiting periods

No waiting periods for accidental death. A 6 month waiting period applies for natural death.

Buy online in minutes and save 40% on your monthly premiums

Funeral Cover FAQs

Funeral cover provides your family with the funds they need to cover funeral expenses and other costs related to the death of a family member. You choose how much cover you want for each policy member and a monthly premium you can afford. In the event of the death of a family member your funeral insurance policy pays a lump sum to the beneficiaries named in the policy schedule.

Yes. Immediate and extended family can be covered on a 1Life Funeral Cover policy. You can include up to 2 spouses, up to 5 children (up to the age of 21 years) and 9 extended family members, including 4 parents (up to the age of 75 years) or parents-in-law (up to the age of 65 years). There is an additional monthly premium for each member.

Your premium depends on your age, the amount of cover you buy and the number of additional family members that you insure on your policy. If you buy your funeral cover online, you will save 40% on your premiums!

The cost varies, depending on factors like whether it is a burial or cremation, the type of casket and headstone and how many mourners are catered for. A small and simple funeral might cost R6 000, but costs can easily add up to over R20 000. A large, elaborate funeral can cost R50 000 or more.

Yes, there are age limits for funeral cover. You can take out funeral cover anytime between the age of 18 and 64. Children up to the age of 21 will be covered, or up to the age of 25 if they are full-time students. Parents up to the age of 74 will be covered, as well as extended family members up to the age of 65.

Depending on the type of product that you purchase, you may have to either complete an HIV test, or disclose your HIV status in order to determine your risk.

You can cover 2 spouses, up to 5 children (up to the age of 21) and 9 extended family members including 4 parents or in-laws at an additional cost per member.

No they won’t have to pay tax. These types of insurance pay-outs are tax-free so that your family can enjoy the full benefit they offer.

If you need to lodge a claim with 1Life, the following procedure would need to be followed:

  • Call the claims department on 0860 10 51 96, where one of our dedicated claim consultants will assist
  • The claims consultant will provide you with the initial documentation required to process the claim

No they don’t have to. They can use the pay out to pay outstanding debts, ensure the monthly bills are paid or even medical expenses that may have piled up.

1Life Funeral Cover

Get covered by SA’s #1 Direct Life Insurer


Cover the whole family on 1 convenient funeral policy

Funeral cover tailored for your family and your budget

You’ve always put your family first and that includes having the funds for them to have a respectable send off. Get 1Life Funeral Cover for up to R50 000 cover for up 16 family members – plus you get benefits worth R16 000. And if you are looking for a budget-friendly funeral cover package, 1Life Essential Funeral Plan lets you choose only the benefits you want, for cover you can afford.


Buy your life cover, your way

You choose how you get covered

Buying funeral plans from 1Life Insurance is quick and easy, however you choose to do it. If you want to do it over the phone, 1 of our skilled consultants will call you or you can buy 1Life Funeral Cover online in minutes and save 40% on your monthly premiums! And if you prefer to talk 1-to-1 a 1Life broker or financial adviser can help you put together a personalised portfolio of products.


A proud record of claims payment

Funeral cover shouldn’t be complicated and neither should policy claims

We believe that owning funeral insurance shouldn’t be complicated and neither should your policy claims. We assign a dedicated claims consultant to ensure that claims are processed quickly and efficiently. To ensure hassle-free claims we educate policyholders and their beneficiaries about the claims process and encourage them to use our convenient online and WhatsApp self-service tools to keep their policies up to date. The result? Valid and qualifying funeral claims are approved in under 5 minutes and paid within 24 business hours.

Enter your name and contact number and one of our consultants will call you back:

Please type in your name
Please type in a valid SA number
Please select what your query relates to
Call me back