Get life and funeral cover today

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Protect your family in minutes

We’ll help you buy the right life or funeral cover — no paperwork, no phone calls

  • Get a quote in 3 minutes
  • No medical exams required
  • Buy cover in under 10 minutes 
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Simple, fast and affordable

Get covered in 3 easy steps. No paperwork. No obligation.

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1. Choose your cover

Select the cover amount that suits your needs, family and budget.

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2. Get a quote

Answer a few questions to see your cover options in under 3 minutes.

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3. Buy cover online

Complete your purchase securely in under 7 min from your phone or laptop.

I am looking to:

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Protect my family with life cover

Save up to 13% on your monthly premiums
  • Up to 12 million life cover
  • Easy to manage
  • Flexible cover based on your needs
  • Add dread disease, disability or funeral cover
  • Get a pay-out to support your loved ones
Start my cover
dove

Cover funeral costs for my family

Save 40% on your monthly premiums
  • Up to R50 000 funeral cover per family member
  • Easy to manage
  • Fixed premiums for the first 12 months
  • Cover up to 16 family members on 1 policy
  • Fast claims processing
Start my cover
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Trusted by thousands of South Africans.

Secure, straightforward insurance designed around you.

  • No medical exams, just an HIV swab
  • Fast claims payout
  • Expert support when you need it

Why buy life and funeral cover online with 1Life?

At 1Life, we believe life and funeral cover should be fast and affordable. Our digital process skips the queues and paperwork, giving you total control over a personalised quote in minutes.

Life and funeral cover buy online FAQs

Yes. You can buy either life cover or funeral cover. You have the options to add Dread Disease or disability cover to your life cover as well as family funeral cover for up to 16 family members. Once you have bought an insurance policy with 1Life, you can also manage your cover completely online through Policyholder Portal and our WhatsApp channel.

Most people complete their application under 10 minutes. If you are adding funeral members, we recommend having dates of birth on hand to make the process efficient.

Your cover starts on the policy commencement date shown on your policy schedule — provided the first premium has been received.

Visit our claims page for instructions on how to submit a claim via an online form, email or you can call us. You can also send us a call me back from the claims page and one of our consultants will call you.

Yes. When you buy cover online at 1Life.co.za, your information is protected through secure, encrypted website technology and handled only on 1Life’s official platform. As a licensed Life Insurer and Financial Services Provider (FSP 24769), 1Life is legally required to safeguard your personal data and comply with South African data‑protection laws. You can read our clear privacy and terms disclosures before you complete your purchase, only essential information is collected, and after buying cover you can securely access and manage your policy through 1Life’s protected online and WhatsApp self‑service tools.

Protect the people who matter most

Getting life or funeral cover online is simple, quick and affordable.

Takes less than 3 minutes to get started.

Start my cover

Not ready to buy?

Speak to one of our expert consultants today!

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