Terms and conditions

These terms and conditions are the rules that subscribers must agree and abide by in order to be in the confines of this product and will dictate the boundaries of:

  • What the client is covered for
  • What steps will follow if all conditions are not met

a) Policy holder must be a South African citizen aged 18 to 60 years.

b) Cover is activated by responding to a confirmation SMS.

c) Cover only starts once these terms and conditions have been accepted.

d) Premiums will be renewable every day. Premiums need to be up-to-date for policy to stay active.

e) There is a 6 months waiting period in terms of natural death and 24 months in cases of a suicide.

f) Immediate cover for accidental death.

g) Cover only allows one beneficiary to be added.