a) Policy holder must be a South African citizen aged 18 to 60 years.
b) Cover is activated by responding to a confirmation SMS.
c) Cover only starts once these terms and conditions have been accepted.
d) Premiums will be renewable every day. Premiums need to be up-to-date for policy to stay active.
e) There is a 6 months waiting period in terms of natural death and 24 months in cases of a suicide.
f) Immediate cover for accidental death.
g) Cover only allows one beneficiary to be added.