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Getting a 1Life Funeral Cover quote is quick, easy and free. Choose affordable cover for up to 16 family members, with up to R50 000 per eligible member and valuable additional benefits. Get your personalised quote in under 3 minutes, buy online in under 7 minutes and save 40% on your monthly premiums.
With 1Life Funeral Cover, you can give your loved ones a beautiful send-off without placing additional financial pressure on your family. There are no medical examinations, premiums are fixed for the first 12 months and accidental-death cover starts as soon as your policy begins and your first premium is received.
Why choose 1Life Funeral Cover?
1Life Funeral Cover gives South African families affordable financial protection, convenient online applications and benefits that provide support when it matters most. You can tailor your policy to the number of family members you want to insure and the cover they need.
| Benefit | What you get with 1Life Funeral Cover |
|---|---|
| Affordable family cover | Cover up to 16 family members on one policy, with up to R50 000 per eligible member. |
| Free additional benefits | Benefits valued at R16 000, including a grocery benefit, a headstone and repatriation services. |
| Fast claims | Valid funeral claims paid within 48 business hours, subject to claims requirements. |
| No medical examinations | Apply without medical tests or examinations. |
| Fixed premiums | Your premiums will not increase during the first 12 months. |
| Immediate accidental-death cover | Cover for accidental death starts when your policy begins and your first premium is received. |
| Online savings | Save 40% on your monthly premiums when you buy online. |
With 1Life, you choose the level of cover you need for each eligible family member and pay a monthly premium based on your policy details. That means you can plan for funeral expenses without paying for cover your family doesn't need.
Get your free funeral cover quote
How to get your funeral cover quote in 3 simple steps
You can get a 1Life Funeral Cover quote online from your phone or laptop in under 3 minutes. Here's how to get started.
Step 1: Tell us who you want to cover Provide your details and choose the family members you want to insure. You can include your spouse or partner, children, parents and eligible extended family members.
Step 2: Choose your cover amounts Select how much funeral cover you want for each family member, up to the applicable maximum. Your monthly premium will depend on factors such as their age, the cover amount and the number of family members you include.
Step 3: Get your quote and buy online Review your personalised funeral cover quote, select the cover that suits your budget and complete your purchase securely online.
You can buy your cover in under 7 minutes and save 40% on your monthly premiums.
What do you need to get a funeral cover quote?
You only need a few basic details to get started with your 1Life Funeral Cover quote. Have the following information ready:
- Your South African ID number and contact details.
- The names and ID numbers of the family members you want to cover.
- Your chosen beneficiary's details.
- Your banking details for monthly premium payments.
The online application takes just minutes, with no medical examinations or paperwork required.
Who can you cover with 1Life Funeral Cover?
With 1Life Funeral Cover, you can protect yourself and eligible immediate and extended family members on one affordable policy. This can include:
| Family member | Cover options |
|---|---|
| Yourself | Up to R50 000. |
| Spouse or partner | Up to 2 spouses or partners. |
| Children | Up to 5 children, generally until age 21 or age 25 if studying full-time. |
| Parents | Parents may be included up to the applicable entry age of 75. |
| Parents-in-law | May be included up to the applicable entry age of 65. |
| Extended family | Eligible relatives, including siblings, aunts, uncles and cousins, subject to policy limits. |
You can cover up to 16 family members on one policy, subject to eligibility and the permitted number of members in each category.
Cover amounts for younger children are subject to age-based limits.
For example, Nomsa could take out one funeral policy to cover herself, her husband, their two children and her mother. She can choose different cover amounts according to their needs and her monthly budget, rather than taking out separate policies for everyone. The monthly premium will be calculated according to who she covers and for how much.
Learn more about 1Life Funeral Cover and the benefits available for your family.
What's included in your 1Life Funeral Cover at no extra cost?
Your 1Life funeral policy includes valuable additional benefits to help your loved ones manage funeral arrangements and other expenses during a difficult time.
R6 000 grocery benefit
If the main policyholder passes away, qualifying beneficiaries can receive a grocery benefit of R6 000. This provides additional financial support for everyday essentials while the family manages funeral arrangements.
R5 000 headstone benefit
Qualifying policy members over the age of 14 receive a headstone benefit valued at R5 000. This helps families honour their loved one with a beautiful memorial and is available for the unveiling on the anniversary of a successful claim.
Repatriation service
If an insured family member passes away, away from home in the SADC region, 1Life's repatriation service can arrange transport of the deceased back to South Africa. This helps families bring their loved one home for a beautiful send-off.
Free 1Lifestyle rewards
Qualifying policyholders can enjoy everyday savings and discounts through 1Lifestyle, 1Life's rewards programme. Save on selected products and services from participating South African brands and make your monthly budget go further.
Free financial education
With Truth About Money, you can access free financial education to help you budget, manage debt and make informed financial decisions.
Additional benefits are subject to policy terms, conditions and eligibility requirements.
How much does 1Life Funeral Cover cost?
Your 1Life Funeral Cover premium depends on your age, the number of family members you insure and the cover amount you choose for each person. This gives you flexibility to find affordable funeral cover that suits your family's needs and budget.
You can also save 40% on your monthly premiums when you buy your funeral cover online.
The best way to find out what your family cover will cost is to get a personalised quote.
Find out what your funeral cover will cost
Protect your family with 1Life Funeral Cover
Give your loved ones the peace of mind that comes with knowing they won't have to face funeral expenses alone. Get your free 1Life funeral cover quote online in minutes and take the first step towards giving your family the financial protection they deserve.
Frequently asked questions about funeral cover quotes
How do I get a funeral cover quote from 1Life?
You can get a 1Life Funeral Cover quote online or request a call back from a consultant. Provide your details, choose the family members you want to cover and select your cover amounts. You'll receive a personalised quote based on your selections.
You can get a 1Life Funeral Cover quote online in under 3 minutes. If you're happy with the quote, you can complete your purchase online in under 7 minutes.
Can I get a funeral cover quote online?
Yes. With 1Life, you can get a funeral cover quote online in under 3 minutes from your phone or laptop. You can also buy your cover online in under 7 minutes and save 40% on your monthly premiums.
What information do I need to request a funeral cover quote?
You'll need your personal and contact details, along with information about the family members you want to cover. This may include their names, dates of birth and ID numbers. You'll also need beneficiary and banking details when completing your purchase.
Is there a cost to get a funeral cover quote?
No. Getting a 1Life Funeral Cover quote is free and doesn't oblige you to buy a policy. You can review your monthly premium and cover options before deciding.
Can I buy funeral cover immediately after receiving my quote?
Yes. You can accept your 1Life Funeral Cover quote and complete your purchase online. Once your policy begins and your first premium is received, you have immediate cover for accidental death. A waiting period applies to natural death.
1Life Insurance is a licensed life insurer and Financial Services Provider (FSP 24769). All cover and benefits are subject to the applicable policy terms, conditions and eligibility requirements.