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Funeral cover for parents and extended family can help protect the people who matter most while reducing the financial burden that funeral costs can place on your family.
For many South Africans, caring for parents, grandparents and extended family members is an important responsibility. Having funeral cover in place can provide valuable peace of mind, knowing that your loved ones may have financial support when they need it most.
Whether you're looking to cover your parents, parents-in-law, grandparents or other qualifying dependants, 1Life makes it easy to explore your options online.
Who you can cover under a 1Life funeral policy
Depending on the policy terms and eligibility requirements, you may be able to include:
- Parents
- Parents-in-law
- Grandparents
- Siblings
- Aunts and uncles
- Other qualifying dependants
Please refer to the applicable policy documentation for full eligibility requirements and family member definitions or chat to one of our skilled consultants.
Cover options and amounts for parents and elderly relatives
Choosing the right cover starts with understanding your family's needs and the level of financial support you'd like available should a covered family member pass away.
With a 1Life funeral policy, you can cover up to 16 family members for R50 000 each, including children up to the age of 21, or up to the age of 25 if they are full-time students. Parents and extended family members up to the age of 74 can also be covered. There is an additional monthly premium for each member you add to your policy.
Many South Africans specifically look for funeral cover for pensioners to help ensure elderly parents or grandparents are financially protected.
Waiting periods may apply depending on the policy and the age of the insured person.
How to add parents or extended family to your 1Life Funeral Cover policy
If you are looking at getting cover for your family with 1Life, it is a straightforward process.
1. Get a quote
Start a funeral cover quote online
2. Choose who you'd like to cover
Select the eligible family members you want included on your policy.
3. Select your cover amount
Choose a cover amount that aligns with your family's needs and your budget.
4. Get covered
Review your information and get a funeral policy with 1Life.
With 1Life, you can get a quote, explore your cover options and add family members through a convenient online journey designed around simplicity and accessibility. If you are an existing 1Life policyholder, you can add your parents and extended family members to your funeral policy, in line with our limits, by calling our client services team.
Get a quote for family funeral cover
Funeral costs can place significant pressure on families during an already emotional time. Having appropriate cover in place can help reduce that burden and provide greater financial certainty.
Whether you're looking to cover your parents, parents-in-law, grandparents or other qualifying dependants, 1Life makes it easy to get a quote online, giving you the freedom to compare cover options, customise your policy and buy funeral cover in just a few minutes from your phone or computer. By buying online on the website, you can save 40% on your monthly funeral cover premiums while avoiding paperwork, queues and call centre delays, making quality cover more affordable and accessible for South African families.
Learn more about funeral cover and take the next step towards protecting your loved ones.
Why choose 1Life for family funeral cover
Convenient online experience
Get a quote online and explore your cover options from wherever and whenever it suits you.
Direct insurance made simple
As a direct insurer, 1Life focuses on making insurance easier to understand, compare and apply for.
Protection for the people who matter most
Family funeral cover can help protect multiple generations of loved ones under one policy, subject to policy terms and conditions.
Transparent information
We believe in helping South Africans make informed decisions by providing clear information about cover, benefits and policy requirements.
Trusted financial services provider
1Life is an authorised Financial Services Provider committed to helping South Africans protect their families through straightforward insurance solutions.
Additional benefits
Qualifying members can receive benefits that include a grocery benefit of R6 000 should the main member pass, a R5 000 headstone benefit and a repatriation service.
Quick and easy claims
Qualifying claims are paid within 48 business hours.
Immediate accidental-death cover
The waiting period for accidental death does not apply once the policy has commenced and the first premium has been received. Waiting periods apply to natural-cause claims.
Free rewards programme
Monthly savings and discounts from SA’s leading brands plus a chance to win R20 000 in cash in monthly Spin & Wins.
You can also explore funeral insurance solutions to learn more about our cover options.
Protect your family's future today
No one can predict what the future holds, but planning ahead can help reduce financial pressure on your loved ones when it matters most.
Whether you're searching for funeral insurance for family, funeral cover for parents or cover for elderly relatives, taking the time to put the right protection in place today can help your family prepare for tomorrow.
Frequently asked questions
Can I take out funeral cover for my parents?
Yes. Many funeral cover policies allow eligible parents to be included, subject to policy terms, eligibility requirements and applicable age limits.
Is there an age limit for funeral cover for pensioners?
Age limits vary by product and insurer. Refer to the applicable policy documentation for eligibility requirements.
Can I include my in-laws under my funeral policy?
Many family funeral cover policies allow parents-in-law to be included, provided they meet the policy's requirements.
Does funeral cover for elderly parents have a waiting period?
Waiting periods may apply depending on the policy and the circumstances of the claim. Always review the policy terms carefully.
How many extended family members can I add to one funeral policy?
The number of family members that can be covered depends on the policy structure and applicable limits.
Is burial cover the same as funeral cover for family members?
In South Africa, the terms burial cover and funeral cover are often used interchangeably and generally refer to cover designed to assist with funeral-related expenses.
Can grandparents be added to a family funeral policy?
Many funeral cover products allow grandparents to be included, subject to policy terms and eligibility requirements.
Content disclaimer
This content was developed with the assistance of artificial intelligence (AI) technology and reviewed, edited and approved by 1Life's content specialists and subject matter experts prior to publication. The information provided is intended for general informational and educational purposes only and does not constitute financial advice or a recommendation to purchase any financial product. Any decision to purchase insurance should be based on your individual needs, financial circumstances and objectives. Benefits, premiums, exclusions, eligibility criteria, waiting periods, terms and conditions may apply and may change from time to time. Please consult the relevant policy documentation and disclosures for full details. 1Life is an authorised Financial Services Provider. Information provided is subject to applicable regulatory requirements under the Financial Advisory and Intermediary Services Act, 2002 (FAIS).