Funeral cover benefits you might not know about
Many people think funeral cover is only about the pay-out. But with 1Life Insurance, funeral cover is designed to offer so much more, providing emotional, logistical and financial support at a time when your family needs it most. These additional funeral cover benefits bring peace of mind, dignity and guidance during one of life’s most difficult moments.
What additional funeral cover benefits does 1Life offer?
Funeral insurance isn’t just a lump-sum payment. With 1Life, your policy includes practical services to help manage the arrangements, ease financial pressure and ensure your loved one receives a beautiful send-off. These benefits include:
- Repatriation service
- Grocery benefit
- Headstone benefit
- Referral services for funeral parlours and counselling
Repatriation benefit: Helping bring your loved one home
When a loved one passes away from home, families need to bring them back to their place of burial. 1Life's repatriation service covers the transportation of the deceased from the place of death to the final funeral home closest to the place of burial.
Service details
- Coverage area: Primarily within South Africa, or from any SADC country to South Africa.
- What it covers: The transportation of the deceased to the funeral home nearest to the place of burial.
- Cultural considerations: The service takes into account and adheres to cultural requirements.
- Accommodation arrangements for a family member travelling with the deceased.

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During a time of loss, knowing what to do and who to contact can be overwhelming. With 1Life, your family receives guidance and support services that make the process easier to navigate.
Legal and administrative assistance:
- Guidance on claim procedures
- Help obtaining death certificates and other required documents
Referral services to trusted professionals:
- Funeral parlours
- Pathologists
- Psychologists and counsellors, including child-loss support
While the policy does not cover these external costs, it removes the stress of finding reliable service providers during a difficult time.
Grocery benefit: Helping families manage immediate expenses
Grieving families still need groceries, transport money and other essentials. That’s why 1Life offers a grocery benefit on approved claims for the main member, helping families manage their immediate living costs. The benefit is paid as a lump sum.
Headstone benefit: A lasting tribute
A headstone is an important part of honouring a loved one’s memory. With 1Life’s headstone benefit, eligible family members receive a contribution towards a headstone through 1Life’s preferred supplier.
Benefit details:
- Available for members aged 14 or older
- Must be claimed within 12 months of the funeral claim
- Helps families provide a meaningful and dignified tribute
This benefit helps transform a policy pay-out into a lasting memorial.
Why 1Life funeral cover: more, when your family needs it most
1Life funeral cover offers more than financial support — it provides logistical, emotional and practical help when your family needs it most.
With 1Life, you can cover up to 16 family members for up to R50 000 each on one policy with benefits to the value of R16 000 including a R5 000 headstone benefit and repatriation service for all policy members plus a R6 000 grocery benefit should the main member pass.
These benefits allow families to focus on what matters most: honouring their loved one’s life and supporting one another through loss.
The 1Life story
1Life Insurance is a licensed life insurance provider offering flexible life and funeral cover policies tailored to your needs and budget. Funeral cover is available for up to 16 family members, with sums assured of up to R50 000 each. Valid claims are paid within 24 business hours. Make a beautiful send-off for your loved ones possible when you buy your cover online and save 40% on your premiums. You can manage your life cover policies on the online policyholder portal or WhatsApp service centre.
1Life Insurance was awarded the Life Insurance Category winner in the 2023/2024 Ask Afrika Icon Brands Benchmark survey. You can follow 1Life Insurance on Instagram, Facebook, X and Youtube.
FAQs
What additional benefits come with 1Life Funeral Cover?
Repatriation services, a grocery benefit payable on the death of the main member and a headstone memorial benefit paid on the anniversary of a successful claim.
Does 1Life help with transporting the deceased?
Yes, the repatriation benefit transports the deceased to the funeral home nearest to the burial site in South Africa.
Can a family member travel with the deceased?
Yes, accommodation assistance is available for a family member accompanying the deceased.
Do I have to pay extra for these benefits?
No, these benefits are automatically included with your policy.
