Buy online
Getting funeral insurance quotes online is a quick and convenient way to explore your cover options and find affordable cover for your family. With 1Life Insurance, you can get a 1Life Funeral Cover quote in minutes, choose cover that suits your needs and budget and save 40% on your monthly premiums when you buy online. Here's how to get a quote, what to consider before buying and how to secure cover for your loved ones in a few easy steps.
Why apply for funeral cover online with 1Life?
Applying online from your phone or laptop makes it easy to explore your options and choose the cover your family needs, anytime and anywhere.
| Benefit | 1Life Funeral Cover |
|---|---|
| Online saving | 40% on monthly premiums |
| Time to get a quote | Under 3 minutes |
| Time to complete purchase | Under 7 minutes |
| Medical examinations | None required |
| Paperwork and phone calls | Not required |
| Family cover | Up to 16 eligible family members per policy |
| Maximum cover | Up to R50 000 per eligible member |
1Life Insurance is a licensed life insurer and financial services provider, registered with the Financial Sector Conduct Authority (FSCA) under FSP number 24769.
Ready to see what cover could cost? Start with a personalised quote.
How to apply for funeral cover online in six steps
Applying for 1Life Funeral Cover online is simple. Visit the 1Life website, choose your cover amount, enter your details and add the family members you want to insure. You can then review your quote and complete your application online in six easy steps.
1. Visit the 1Life website. Go to the quote and buy page on your phone, tablet or laptop and select funeral cover.
2. Get your funeral cover quote. Enter your personal and contact details, including your name, date of birth, phone number, email address and gross monthly income. Choose your cover amount and adjust it to find a premium that suits your budget.
3. Add your family members. Choose who you want to cover, including your spouse, parents and parents-in-law, siblings and grandparents.
4. Review your final quote. Once you've added your family members, you'll be shown a final quote showing your monthly premium. All of this in under 3 minutes!
5. Complete your online application. Provide your South African ID number, residential address, beneficiary details and payment information. You may also be asked about funeral policies cancelled in the previous 30 days. Complete the purchase securely online.
6. Check your policy summary. Read your policy summary carefully. Confirm your family members, cover amounts, beneficiary details and first premium deduction date. Check the waiting periods, exclusions and other policy conditions. Your cover starts on the commencement date shown in your policy schedule, provided the first premium has been received.
Buy funeral cover on WhatsApp in under seven minutes
With 1Life Insurance, you can get a quote and buy funeral cover for yourself directly on WhatsApp in under seven minutes. Choose between R10 000 and R50 000 in cover, customise your policy and save 40% on your premiums.
When does your funeral cover start?
Your 1Life Funeral Cover starts on the commencement date shown in your policy schedule, provided your first premium has been received. Accidental-death cover has no waiting period once your policy has commenced and your first premium is paid. However, waiting periods apply to natural death claims, so check your policy documents to understand when you and your family are covered.
What you'll need to apply
Having all the information you’ll need to apply for funeral cover online handy can speed up and simplify the process. Here’s what you’ll need:
- Your South African ID number.
- Your contact details, including your cellphone number and email address.
- The names, dates of birth and ID numbers of the family members you want to cover.
- Your nominated beneficiary's details.
- Your address and banking or payment details.
Our online platforms handle personal information in accordance with applicable South African data protection laws, including the Protection of Personal Information Act (POPIA).
Why choose 1Life Funeral Cover?
Funeral cover from 1Life means peace of mind for you and your family, knowing that funeral and immediate expenses will be taken care of without borrowing money or spending your savings.
With 1Life Funeral Cover, you get:
- Cover for you and your family: Cover yourself and up to 16 extended family members on one policy, with cover of up to R50 000 per family member.
- Additional benefits: Qualifying members can receive benefits that include a grocery benefit of R6,000 should the main member pass, a R5,000 headstone benefit and a repatriation service.
- Quick and easy claims: Qualifying claims are paid within 48 business hours.
- Immediate accidental-death cover: The waiting period for accidental death does not apply once the policy has commenced and the first premium has been received. Waiting periods apply to natural-cause claims.
- Free rewards programme: Monthly savings and discounts from SA’s leading brands plus a chance to win R20 000 in cash in monthly Spin & Wins.
- Online convenience: Get a quote, select cover and complete your purchase digitally, and use 1Life's online policyholder portal and WhatsApp service channel to manage your policy.
- Cover from one of South Africa's leading funeral cover providers.
Get a funeral insurance quote online today
Give your loved ones the financial protection they deserve and peace of mind that they can afford a beautiful send-off when the time comes. With 1Life Insurance, getting started is quick and easy. Get your free funeral cover quote and buy online today.
Frequently asked questions about applying for funeral cover online
How long does it take to apply for funeral cover online?
With 1Life, you can get a quote in under three minutes and complete the online purchase in under 7 minutes. 7 minutes.
Do I need a medical exam to apply for funeral cover online?
No, medical examinations are not required. No, medical examinations are not required.
Can I add extended family members to my policy?
Yes, you can cover up to 16 family members on one policy including including your spouse, parents and parents-in-law, siblings and grandparents.es, you can cover up to 16 family members on one policy
What documents and information do I need to apply for funeral cover online?
Have your South African ID and personal details ready, along with the names, dates of birth and ID numbers of the family members you want to cover and the beneficiary of your policy. and the beneficiary of your policy.
How soon after applying does my funeral cover become active?
Your cover starts on the commencement date shown on your policy schedule, provided the first premium has been received. Accidental-death cover has no waiting period once the policy has commenced and the first premium has been received. A waiting period applies to natural-cause claims, so check your policy documents for the exact conditions. Your cover starts on the commencement date shown on your policy schedule, provided the first premium has been received. Accidental-death cover has no waiting period once the policy has commenced and the first premium has been received. A waiting period applies to natural-cause claims, so check your policy documents for the exact conditions.
Can I apply for funeral cover online without speaking to a consultant?
Yes, you can complete the 1Life online buying process without arranging a call with a consultant. If you need assistance, you can use the available support channels to get help. Yes, you can complete the 1Life online buying process without arranging a call with a consultant. If you need assistance, you can use the available support channels to get help.
Is it safe to submit my personal and banking details online?
Use 1Life's official website or verified digital channels when submitting your information. 1Life uses secure technology and your personal information is handled in accordance with applicable data-protection laws, including POPIA. Never share your banking details or personal information through an unverified link.laws, including POPIA. Never share your banking details or personal information through an unverified link.
Can I change my cover amount after I've applied online?
You can request changes to your cover after taking out a policy, subject to 1Life's policy rules and approval requirements. Increasing cover or adding a member may affect your premium and waiting periods. Contact 1Life's client services team to confirm the available options. Contact 1Life's client services team to confirm the available options.
What affects my funeral cover premium?
Your monthly funeral cover premium depends on your age, the amount of cover you choose and the number of family members you include on your policy. Higher cover amounts and additional family members can increase your premium.