Setting financial goals is great, achieving them is better! With the right financial products and services you can achieve your goals, and build generational wealth!
Do you want to study further, finance a side hustle or consolidate your debt? You can with a 1Life Personal Loan*. No waiting with easy online application and a decision in seconds.
Get a loan of up to R150 000 if you are employed and earn R2 000 or more
Decision in seconds and cash in your account within 24 hours of approval
Choose a repayment term that suits you from 12 to 60 months – you decide!
You are protected, in the event of death, loss of income, temporary or permanent disability with Customer Protection Insurance.
Save on interest! You benefit from competitive interest rates.
You have peace of mind with fixed monthly repayments for the term of your loan
If you have a monthly income of R2 000 or more and clear credit references, you could qualify for a 1Life Personal Loan**. Read our product FAQs to learn more about how much you could qualify for and how you will get your money.
To apply for a 1Life Personal Loan you must:
Based on your individual circumstances, you may be granted a loan in value from R1 000 to R150 000
We understand the importance of protecting yourself and your loved ones against unexpected events. Every personal loan brought to you by 1Life offers Customer Protection Insurance that will pay your full outstanding loan balance in case of death or permanent disability and 12 months installments in case of loss of income or temporary disability.
If you already have a plan or would prefer another, you can substitute our plan with a policy of your choice, as long as the cover provided is equivalent.
The RCS Customer Protection Insurance policy is administered by RCS Cards Proprietary Limited (RCS) and underwritten by 1Life Insurance Limited – authorized Financial Services Providers. Terms and Conditions apply