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Buy life or funeral cover online or get a quick quote
Save up to 40% on your monthly premiums

Affordable cover for you and the family

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Mpho and her family

For a beautiful send-off… Mpho's funeral policy covers herself, her husband and her daughter.

R320 per month* *Risk profile dependent
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Sipho, his wife and children

Sipho takes care of funeral expenses for his loved ones with an affordable 1Life funeral cover policy with great benefits.

R383 per month* *Risk profile dependent
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Dube, his wife and kids

Dube is proud to be able to care for his wife and kids with a life cover pay-out should anything happen to him.

R576 per month* *Risk profile dependent

Access your policy information 24/7

No more call centre queues just convenient and secure access to online and WhatsApp policyholder self-service tools.

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We’re all about changing our policyholder’s lives

We work every day to change our policyholder's lives.
We look after our policyholders with affordable and convenient cover packed with great benefits.

10 768 Total Reviews
4.4 Avg Rating
6.9 TrustIndex
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Manage your policy 24/7

Manage your policy conveniently and quickly using our online policyholder portal and WhatsApp service centre.

Help managing your finances

Take charge of your financial future with free short courses and services from Truth About Money.

Free rewards programme

Monthly savings and discounts from SA’s leading brands plus a chance to win R20 000 in cash in monthly Spin & Wins.

Fast claims pay-outs

Our claims team is here to help. We assign your family a dedicated claims consultant for hassle-free claims pay-outs.

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1Lifestyle

Free rewards for policyholders

Our policyholders qualify for 1Lifestyle, a free rewards programme that guarantees monthly discounts and savings from retail, fast-food, fashion and entertainment brands.

They can also take part in our monthly Spin & Win to win a share of R10 million in prizes every month! Plus, loyal customers who continue to pay their premiums each month will Level Up to unlock even more benefits. Want to find out more? Let’s chat!

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Life insurance

Leave a lasting legacy with life-changing life cover pay-outs of up to R12 million. No medicals required, just an HIV swab and fixed premiums for the first 12 months.

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Funeral cover

Get up to R50 000 cover for 16 extended family member on one policy. Includes R16 000 in free benefits for groceries, repatriation and a headstone.

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Disability insurance

If accidents or injuries leave you permanently disabled and unable to earn a living, disability cover provides for your family with pay-outs of up to R12 million.

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Dread disease cover

Up to R5 million cover if you are diagnosed with a critical illness like cancer or heart disease. Pay-outs cover medical expenses and living expenses if you are unable to work.

Learn more

Boipelo

1Life helped me with their funeral cover to pay my last respects to my late father, which was absolutely amazing because we had a peaceful send-off.

Keneilwe L

I’ve had my 1Life policy for close to 10 years, each year they remind me to review it which is fantastic because we get so busy and forget these things.

Allie

1Life understands our struggles and have services that suits everyone's income. Again acts swiftly in times of stress and frustrations to the clients.

Nomfundo N

I’ve had a great experience with 1Life! The service was professional, quick and the staff was friendly and helpful throughout. Everything was clearly explained, making me feel supported and confident in my decisions. Highly recommended

Nthabiseng M

I would highly recommend 1Life Insurance to anyone looking for trustworthy, affordable, and customer-focused cover.

Fannie G

My experience with 1Life Insurance has been positive. The application process was simple and quick, and their team explained everything clearly. I liked how affordable their premiums are and that I could manage my policy online without hassle.

Most frequently asked questions

A life insurance policy is there to make sure that a family has financial protection when the breadwinner passes away. When you take out a life cover policy, you pay a premium every month and, in the event of your death, 1Life Insurance pays your beneficiaries, for example your family or other dependants, a lump sum.

Your family can use your life insurance pay-out to survive the loss of your income and provide them with the financial protection they need to live the life you’ve always planned for them. A lump sum pay-out can be used to cover daily living expenses, medical bills and school fees, or to pay off debts, like your house or cars. Your family can also use your pay-out to start building generational wealth by saving and investing for their future and their children’s future.

Anyone who has people who rely on them for financial support needs the protection and peace of mind of life insurance. If your income supports a spouse, children or extended family and elderly parents, and they would not be able to support themselves if you passed away, then you need a life cover policy. Your life insurance pay-out will make sure that your loved ones can meet their monthly living expenses, repay debt, pay off the bond on the family home or cover school fees and medical bills.

You can work out how much life cover you need to take care of your family’s needs using our life insurance calculator.

Funeral cover provides your family with the finances to pay for a funeral, as well as costs related to the death of you as the main member or any member on the policy. These costs could include funeral parlour services, repatriation services, even the medical costs, if any.

The cost varies, depending on factors like whether it is a burial or cremation, the type of casket and headstone and how many mourners are catered for.

Additional documentation may be required specific to each claim. This will be communicated to the claimant(s) during the process of assessing the claim. Once 1Life Insurance has received all of the necessary documentation needed to assess the claim, a valid claim may be paid out within 10 working days.

Qualifying funeral claims can be approved in 5 minutes and approved claims can be paid within 24 business hours.

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