Get life and funeral cover today

basketBuy online

family

Get a life or funeral cover quote from an expert consultant

Please type in your name
Please type in a valid SA number
Call me back
 

Buy cover online or get a quick quote
Save up to 40% on monthly premiums

Affordable cover for you and the family

family

Dee and her family

For a beautiful send-off… Dee's funeral policy covers herself, her husband and her daughter.

R320 per month* *Risk profile dependent
family

Sipho, his wife and children

Sipho takes care of funeral expenses for his loved ones with an affordable 1Life funeral cover policy with great benefits.

R383 per month* *Risk profile dependent
family

Lauren, her husband and kids

Lauren is proud to be able to care for her husband and kids with a life cover pay-out should anything happen to her.

R576 per month* *Risk profile dependent

Access your policy information 24/7

No more call centre queues just convenient and secure access to online and WhatsApp policyholder self-service tools.

Login
smiling lady on couch

We’re all about changing our policyholder’s lives

We work every day to change our policyholder's lives.
We look after our policyholders with affordable and convenient cover packed with great benefits.

10 784 Total Reviews
4.4 Avg Rating
6.9 TrustIndex
hello peter

Manage your policy 24/7

Manage your policy conveniently and quickly using our online policyholder portal and WhatsApp service centre.

Help managing your finances

Take charge of your financial future with free short courses and services from Truth About Money.

Free rewards programme

Monthly savings and discounts from SA’s leading brands plus a chance to win R20 000 in cash in monthly Spin & Wins.

Fast claims pay-outs

Our claims team is here to help. We assign your family a dedicated claims consultant for hassle-free claims pay-outs.

smiling lady wearing headphones
1Lifestyle

Free rewards for policyholders

Our policyholders qualify for 1Lifestyle, a free rewards programme that guarantees monthly discounts and savings from retail, fast-food, fashion and entertainment brands.

Policyholders can also take part in our monthly Spin & Win to win a share of R10 million in prizes every month! Plus, loyal customers who continue to pay their premiums each month will Level Up to unlock even more benefits. Want to find out more? Let’s chat!

Call me back

Featured products

heart

Life insurance

Leave a lasting legacy with life-changing life cover pay-outs of up to R12 million. No medicals required, just an HIV swab and fixed premiums for the first 12 months.

Learn more

Funeral cover

Get up to R50 000 cover for 16 extended family member on one policy. Includes R16 000 in free benefits for groceries, repatriation and a headstone.

Learn more

Disability insurance

If accidents or injuries leave you permanently disabled and unable to earn a living, disability cover provides for your family with pay-outs of up to R12 million.

Learn more

Dread disease cover

Up to R5 million cover if you are diagnosed with a critical illness like cancer. Pay-outs cover medical expenses and living expenses if you are unable to work.

Learn more

SA’s most loved and trusted insurance brand

"The fastest service ever, I received my claim pay-out with no hassle, definitely recommend 1Life to my friends and family."

5 stars
Qhamaninande N 08 Oct 2025 HelloPeter

"Great service, affordable cover, and really easy to deal with. 1Life makes insurance simple and stress-free."

5 stars
Janodien 07 Oct 2025 HelloPeter

"1Life insurance is for everyone, they make sure you are well taken care of with pride and dignity."

5 stars
Shonisani 02 Oct 2025 HelloPeter

Scan to share your review on hellopeter

Most frequently asked questions

A life insurance policy is there to make sure that a family has financial protection when the breadwinner passes away. When you take out a life cover policy, you pay a premium every month and, in the event of your death, 1Life Insurance pays your beneficiaries, for example your family or other dependants, a lump sum.

Your family can use your life insurance pay-out to survive the loss of your income and provide them with the financial protection they need to live the life you’ve always planned for them. A lump sum pay-out can be used to cover daily living expenses, medical bills and school fees, or to pay off debts, like your house or cars. Your family can also use your pay-out to start building generational wealth by saving and investing for their future and their children’s future.

Anyone who has people who rely on them for financial support needs the protection and peace of mind of life insurance. If your income supports a spouse, children or extended family and elderly parents, and they would not be able to support themselves if you passed away, then you need a life cover policy. Your life insurance pay-out will make sure that your loved ones can meet their monthly living expenses, repay debt, pay off the bond on the family home or cover school fees and medical bills.

You can work out how much life cover you need to take care of your family’s needs using our life insurance calculator.

Funeral cover provides your family with the finances to pay for a funeral, as well as costs related to the death of you as the main member or any member on the policy. These costs could include funeral parlour services, repatriation services, even the medical costs, if any.

The cost varies, depending on factors like whether it is a burial or cremation, the type of casket and headstone and how many mourners are catered for.

Additional documentation may be required specific to each claim. This will be communicated to the claimant(s) during the process of assessing the claim. Once 1Life Insurance has received all of the necessary documentation needed to assess the claim, a valid claim may be paid out within 10 working days.

Qualifying funeral claims can be approved in 5 minutes and approved claims can be paid within 24 business hours.

Enter your name and contact number and one of our consultants will call you back:

Please type in your name
Please type in a valid SA number
Please select what your query relates to
Call me back