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Pure Life Cover

Get up to R10 million life insurance from South Africa’s #1 Direct Life Insurer

Get a quick quote

You know your family will be taken care of when you take out up to R10 million 1Life Pure Life Cover. You are covered from day 1 with straight through underwriting and no paperwork or medical exams, only an HIV swab.

Why 1Life Pure Life Cover?

You’re covered with just 1 call

Get up to R10 million life cover immediately with just 1 simple call and no paperwork.

No waiting periods

You are covered immediately for accidental and natural death and COVID-19 related complications.

Fixed premiums

No increases, guaranteed, for the first 12 months.

Top up cover

Covered by another insurer? Upgrade with 1Life & add up to R3 million cover with no medicals.

Funeral benefit

Your policy includes a Pay Now funeral benefit of R50 000 to cover your funeral expenses.

No medical exams

No medical checkups required, just a simple HIV saliva swab.

Protect your family’s tomorrow. Get life cover today.

Pure Life Cover FAQs

A life insurance policy is there to make sure that a family has financial protection when the breadwinner passes away. When you take out a life cover policy, you pay a premium every month and, in the event of the life assured’s death, 1Life pays your beneficiaries, for example your family or other dependants, a lump sum.

Your family can use your life insurance pay-out to survive the loss of your income and provide them with the financial protection they need to live the life you’ve always planned for them. A lump sum pay-out can be used to cover daily living expenses, medical bills and school fees, or to pay off debts, like your house or cars. Your family can also use your pay-out to start building generational wealth by saving and investing for their future and their children’s future.

The amount of life insurance cover you need depends on your individual circumstances - your life stage, your income, the future needs of your dependants, and of course affordability. A financial needs analysis or life cover quote can be done online or through our call centre to find the best life cover and benefits for your family. Talk to us about affordable life insurance policies tailor made for your needs and budget.

Anyone who has people who rely on them for financial support needs the protection and peace of mind of life insurance. If your income supports a spouse, children or extended family and elderly parents, and they would not be able to support themselves if you passed away, then you need a life cover policy. Your life insurance pay-out will make sure that your loved ones can meet their monthly living expenses, repay debt, pay off the bond on the family home or cover school fees and medical bills.

Generational wealth is family assets like money or property that is passed from one generation to the next. Each generation not only benefits from generational wealth but also grows it and passes it on to the next generation. This blog explains generational wealth in more detail and discusses why it is so important, not only for you, your children and theirs, but for the whole country.

Defining generational wealth is easy, building it requires planning and dedication! You should focus on saving and investing wisely, paying off the bond on a home that you can leave to your children, starting a side hustle to generate extra income for future generations and of course ensuring that you have sufficient life cover. Follow the link for more advice on the best way to build generational wealth.

You might think life insurance cover is for older people, but even young, healthy people need life insurance if they have a spouse, partner, family or other people depending on them. You never know what the future holds, and if you were to pass away at a young age, your dependants would need education, food, medical care and shelter for many years. Remember that life insurance is cheaper when you are younger as you are less likely to have existing medical conditions, so the sooner you start the better.

Your premium is calculated by your insurer based on your sum assured, age, health, occupation and other factors, including whether or not you smoke.

About 1Life

At 1Life Insurance, we know that insurance changes lives. It pays the school fees when mom is ill and can’t work and pays off the house when dad passes away. We believe that all South Africans deserve peace of mind and financial protection against illness, disability and death. Call us to find out which of 1Life’s affordable, simple and convenient products is right for you.

Discover SAs #1 Direct Life Insurer

Truth About Money

Truth About Money

At 1Life we know that your future is written in how you manage your money. But we also know that South Africans don’t always have the money management skills they need to build the future of their dreams. The Truth About Money makes financial education and services available to all South Africans at no charge.

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