Funeral Cover

R50 000 funeral cover with qualifying claims approved in under 5 minutes

Get the best funeral cover for yourself and up to 16 family members with no premium increases for the first year. This includes memorial, grocery and repatriation benefits worth R16 000.

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Why 1Life Funeral cover?

Pay-outs of up to R50 000

Policies pay out between R5 000 and R50 000 per member.

Hassle-free claims

Qualifying claims can be approved in under 5 minutes.

Fixed premiums

No increases, guaranteed, for the first 12 months.

Cover for extended family

You can insure up to 16 family members on one policy.

Policy benefits

Benefits include a R5 000 headstone memorial and R6 000 grocery benefit plus a repatriation service.

Waiting periods

No waiting periods for accidental death. A 6 month waiting period applies for natural death.

Benefits to the value of R16 000 plus up to R50 000 funeral cover

Funeral Cover FAQs

Funeral cover provides your family with the funds they need to cover funeral expenses and other costs related to the death of a family member. You choose how much cover you want for each policy member and a monthly premium you can afford. In the event of the death of a family member your funeral insurance policy pays a lump sum to the beneficiaries named in the policy schedule.

Yes. Immediate and extended family can be covered on a 1Life Funeral Cover policy. You can include up to 2 spouses, up to 5 children (up to the age of 21 years) and 9 extended family members, including 4 parents (up to the age of 75 years) or parents-in-law (up to the age of 65 years). There is an additional monthly premium for each member.

Your premium depends on your age, the amount of cover you buy and the number of additional family members that you insure on your policy. If you buy your funeral cover online, you will save 40% on your premiums!

The cost varies, depending on factors like whether it is a burial or cremation, the type of casket and headstone and how many mourners are catered for. A small and simple funeral might cost R6 000, but costs can easily add up to over R20 000. A large, elaborate funeral can cost R50 000 or more.

Yes, there are age limits for funeral cover. You can take out funeral cover anytime between the age of 18 and 64. Children up to the age of 21 will be covered, or up to the age of 25 if they are full-time students. Parents up to the age of 74 will be covered, as well as extended family members up to the age of 65.

Depending on the type of product that you purchase, you may have to either complete an HIV test, or disclose your HIV status in order to determine your risk.

You can cover 2 spouses, up to 5 children (up to the age of 21) and 9 extended family members including 4 parents or in-laws at an additional cost per member.

No they won’t have to pay tax. These types of insurance pay-outs are tax-free so that your family can enjoy the full benefit they offer.

If you need to lodge a claim with 1Life, the following procedure would need to be followed:

  • Call the claims department on 0860 10 51 96, where one of our dedicated claim consultants will assist
  • The claims consultant will provide you with the initial documentation required to process the claim

No they don’t have to. They can use the pay out to pay outstanding debts, ensure the monthly bills are paid or even medical expenses that may have piled up.

About 1Life Insurance

At 1Life Insurance, we know that insurance changes lives. It pays the school fees when mom is ill and can’t work and pays off the house when dad passes away. We believe that all South Africans deserve peace of mind and financial protection against illness, disability and death. Call us to find out which of 1Life’s affordable, simple and convenient products is right for you.

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Truth About Money


At 1Life we know that your future is written in how you manage your money. But we also know that South Africans don’t always have the money management skills they need to build the future of their dreams. The Truth About Money makes financial education and services available to all South Africans at no charge.

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