Funeral Cover

R50 000 funeral cover with qualifying claims settled in just 3 minutes

Get the best funeral cover for yourself and up to 16 family members with no premium increases for the first year. This includes memorial, grocery and repatriation benefits worth R16 000.

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Why 1Life Funeral cover?

Pay-outs of up to R50 000

Policies pay out between R5 000 and R50 000 per member.

Hassle-free claims

We settle qualifying claims in as little as 3 minutes.

Fixed premiums

No increases, guaranteed, for the first 12 months.

Cover for extended family

You can insure up to 16 family members on one policy.

Policy benefits

Benefits include a R5 000 headstone memorial and R6 000 grocery benefit plus a repatriation service.

Cover for COVID-19

You are covered for COVID-19 claims, outside waiting periods*

Benefits to the value of R16 000 plus up to R50 000 funeral cover

Funeral Cover FAQs

Funeral cover provides your family with the funds they need to cover funeral expenses and other costs related to the death of a family member. You choose how much cover you want for each policy member and a monthly premium you can afford. In the event of the death of a family member your funeral insurance policy pays a lump sum to the beneficiaries named in the policy schedule. Read our product FAQs to learn more about 1Life Funeral Cover.

A dignified funeral for a loved one can be expensive when you consider transport, funeral parlour and burial costs, as well as catering for guests. Paying for a funeral often means using your savings or borrowing money from relatives. Funeral insurance pays out a lump sum, so the family has the money they need for funeral-related expenses.

1Life Funeral Cover policies pay out up to a maximum of R50 000 per member, including the main member, his or her spouse or partner, parents or extended family members and children aged between 14 and 21 years. Children 5 years or younger are covered up to a maximum of R10 000 and children aged between 6 and 13 years are covered to a maximum of R15 000.

Yes. Immediate and extended family can be covered on a 1Life Funeral Cover policy. You can include up to 2 spouses, up to 5 children (up to the age of 21 years) and 9 extended family members, including 4 parents (up to the age of 75 years) or parents-in-law (up to the age of 65 years). There is an additional monthly premium for each member.

Your premium depends on your age, the amount of cover you buy and the number of additional family members that you insure on your policy. You can buy online or speak to a 1Life consultant who will help you work out an affordable monthly premium for you and your family.

There is no waiting period for accidental death - you and your family members are covered immediately, as soon as you take out the policy. For natural death, such as from an illness, the waiting period is 6 months.

The cost varies, depending on factors like whether it is a burial or cremation, the type of casket and headstone and how many mourners are catered for. A small and simple funeral might cost R6 000, but costs can easily add up to over R20 000. A large, elaborate funeral can cost R50 000 or more.

Funeral cover provides your family with the finances to pay for a funeral, as well as costs related to the death of you as the main member or any member on the policy. These costs could include funeral parlour services, repatriation services, even the medical costs, if any.

Yes, there are age limits for funeral cover. You can take out funeral cover anytime between the age of 18 and 64. Children up to the age of 21 will be covered, or up to the age of 25 if they are full-time students. Parents up to the age of 74 will be covered, as well as extended family members up to the age of 65.

About 1Life

At 1Life Insurance, we know that insurance changes lives. It pays the school fees when mom is ill and can’t work and pays off the house when dad passes away. We believe that all South Africans deserve peace of mind and financial protection against illness, disability and death. Call us to find out which of 1Life’s affordable, simple and convenient products is right for you.

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Truth About Money


At 1Life we know that your future is written in how you manage your money. But we also know that South Africans don’t always have the money management skills they need to build the future of their dreams. The Truth About Money makes financial education and services available to all South Africans at no charge.

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