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Funeral cover for up to 16 family members with no premium increases for the first year. Includes memorial, grocery and repatriation benefits worth R16 000.
Policies pay out between R5 000 and R50 000 per member.
We settle qualifying claims in as little as 3 minutes.
No increases, guaranteed, for the first 12 months.
You can insure up to 16 family members on one policy.
Benefits include a R5 000 memorial and R6 000 grocery benefit plus a repatriation service.
You are covered for COVID-19 claims, outside waiting periods*
Funeral cover provides your family with the funds they need to cover funeral expenses and other costs related to the death of a family member. You choose how much cover you want for each policy member and a monthly premium you can afford. In the event of the death of a family member your funeral insurance policy pays a lump sum to the beneficiaries named in the policy schedule. Read our product FAQs to learn more about 1Life Funeral Cover.
A dignified funeral for a loved one can be expensive when you consider transport, funeral parlour and burial costs, as well as catering for guests. Paying for a funeral often means using your savings or borrowing money from relatives. Funeral insurance pays out a lump sum, so the family has the money they need for funeral-related expenses.
1Life Funeral Cover policies pay out up to a maximum of R50 000 per member, including the main member, his or her spouse or partner, parents or extended family members and children aged between 14 and 21 years. Children 5 years or younger are covered up to a maximum of R10 000 and children aged between 6 and 13 years are covered to a maximum of R15 000.
Yes. Immediate and extended family can be covered on a 1Life Funeral Cover policy. You can include up to 2 spouses, up to 5 children (up to the age of 21 years) and 9 extended family members, including 4 parents (up to the age of 75 years) or parents-in-law (up to the age of 65 years). There is an additional monthly premium for each member.
There is no waiting period for accidental death - you and your family members are covered immediately, as soon as you take out the policy. For natural death, such as from an illness, the waiting period is 6 months.
The cost varies, depending on factors like whether it is a burial or cremation, the type of casket and headstone and how many mourners are catered for. A small and simple funeral might cost R6 000, but costs can easily add up to over R20 000. A large, elaborate funeral can cost R50 000 or more.