Funeral cover

Funeral coverWhy do you need funeral cover? Because at 1Life we know you shouldn’t have to worry about spending your hard-earned savings or borrowing money to bury your family members. Your funeral plan includes a grocery and memorial benefit as well as a repatriation service.

Why 1Life Funeral Cover?

  • Between R5 000 and R100 000 cover per member*
  • You can include your spouse, up to 5 children and 10 extended family members per policy
  • Claims are paid out within 24 hours after completing a successful claim*
  • No premium increases for the first 12 months
  • Includes a burial repatriation service from anywhere in South Africa, a R5 000 memorial benefit and R6 000 grocery benefit*

*Terms and conditions apply

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Choose 1Life Funeral Cover for funeral insurance that pays out within just 24 hours.* You choose how much cover you want and a monthly premium you can afford. You can also insure up to 5 children and 11 extended family members on the same policy at an additional monthly premium for each member.

Get the cover your family needs today with no medicals and no paperwork required!

Premium waiverIf the main member dies, cover will remain in place for other members on the policy for an additional 24 months. No further premiums will have to be paid during this time!

Waiting periodsYou are covered immediately for accidental death and after 6 months for natural death. Suicide is covered after 24 months. Interested in funeral cover quotes? Get yours online now!

Do you still have questions about funeral cover? Read our FAQs to find out more.

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*Benefit paid out in 24 hours provided that 1Life has received all claims documents and they have been approved by our claims department.

1Life Funeral offers more than just affordable, hassle-free cover for funeral expenses. Consider the following additional benefits.

Grocery benefitIf the main member passes away his/her family will receive a grocery benefit of up to R1 000 per month for 6 months*

Memorial benefitR5 000 is paid out to assist with buying a headstone for the unveiling, on the anniversary of a successful claim*

Repatriation serviceThis benefit is available for all members on the policy and provides for the transport of the deceased from place of death to any location within the borders of South Africa - with strict adherence to cultural requirements in this respect. One family member may accompany the deceased and accommodation for this will be paid for.

Includes assistance with any legal questions regarding funeral and claim procedures and provide advice on obtaining a death certificate and associated documents. And, if the family needs the services of a reputable funeral parlour, pathologist, psychologist or counsellor, we will be happy to provide referrals.

* Terms and conditions apply.

 

 Get an online quote

*Terms and conditions apply. These benefits are only available to members who are older than 14 years of age.

How is my premium calculated?Your premium depends on your age, the amount of cover that you buy and the number of additional members that you insure on your policy.

Get an online quote to calculate an affordable monthly premium for you and your family.

Additional members: qualifying criteriaYou can include your spouse, up to 5 children (up to the age of 21 years) and 10 extended members, including 4 parents or parents-in law, on your policy at an additional monthly premium for each member.

  • Main member and spouse must be between the ages of 18 and 65 years
  • Children up to the age of 21 (or 25 if full time students)*
  • Parents up to the age of 75 and extended family members up to the age of 65 years

Additional members: cover options

Additional member   Min. sum assured  Max. sum assured
Main member and partner       R5 000  R100 000
Children 5 years or younger  R1 250  R10 000
Children aged 6-13 years  R2 250  R15 000
Children aged 14-21 years
(or 25 if full time students)
 R5 000  R45 000
Parents  R5 000  R45 000
Extended family members  R5 000  R45 000


How do I submit a claim?You can find out how to submit a claim on our claims page. 1Life takes claims seriously and endeavours to attend to them timeously. Please speak to a claims advisor on 0860 10 51 96 if you have any queries.

Get an online quote

*The principal member must notify us of their child's continuation of study past the age of 21, as this benefit will automatically cancel otherwise.

The Truth About MoneyAt 1Life we know that your future is written in how you manage your money. But we also know that South Africans do not always have the money management skills they need to build the future of their dreams. That is why we launched The Truth About Money.

The Truth About Money makes money management services and training available to 1Life policyholders at no charge. These services include the following:

Debt counsellingIf your debt has become unmanageable and you are struggling to make ends meet, The Truth About Money can help! You can register for telephonic debt management and debt counselling services on the Truth About Money website.

Estate mediationBecause we know how important it is to have your affairs in order, we will help you draft a will for yourself and your spouse or set up a trust for minor beneficiaries. You can also apply for legal advice and mediation if you need help winding up the estate of a relative.

Financial education courseFinancial education is the key to your financial freedom. The Truth About Money offers you access to a digital Financial Education course that you can complete at your own pace at any Boston Campus nationwide. Apply today!

Online advice and informationDo you want to learn more about how you can take control of your finances? Visit our website for tools, tips, news and views!

All of these services are available to successful applicants and 1Life policyholders at no charge!

Visit The Truth About Money website to learn more and register.