Funeral cover

Funeral coverWhy do you need funeral cover? Because at 1Life we know you shouldn’t have to worry about spending your hard-earned savings or borrowing money to bury your family members. Your funeral plan includes a grocery and memorial benefit as well as a repatriation service.

Why 1Life Funeral Cover?

  • Get between R10 000 and R100 000 cover for the main member and between R5 000 and R100 000 cover for the spouse. Additional members can get cover up to R50 000
  • You can include your spouse, up to 5 children and 11 extended family members per policy
  • Claims are paid out within 24 hours after completing a successful claim
  • No premium increases for the first 12 months
  • Includes a burial repatriation service from anywhere in SADC countries, a R5 000 memorial benefit and R6 000 grocery benefit

Get an online quote

Choose 1Life Funeral Cover for funeral insurance that pays out within just 24 hours. You choose how much cover you want and a monthly premium you can afford. You can also insure up to 5 children and 11 extended family members on the same policy at an additional monthly premium for each member.

Get the cover your family needs today with no medicals and no paperwork required!

Premium waiverIf the main member dies, cover will remain in place for other members on the policy for an additional 24 months. No further premiums will have to be paid during this time.

Continuation optionIn the event of the death of the principal member, the first spouse of the principal member is entitled to exercise a continuation option whereby the policy continues to provide cover for the additional members.

Waiting periods

  • You are covered immediately for accidental death.
  • For natural death, the waiting period for a policy whose sum assured is R50 000 or less is 6 months. The waiting period for a policy whose sum assured is from R50 001 up to R100 000 is 12 months.
  • Suicide is covered after 24 months.

Do you still have questions about funeral cover? Read our FAQs to find out more.

Get an online quote

Ts&Cs apply.

1Life Funeral offers more than just affordable, hassle-free cover for funeral expenses. Consider the following additional benefits.

Grocery benefitIf the main member passes away his/her family will receive a grocery benefit of up to R1 000 per month for 6 months*.

Memorial benefitR5 000 is paid out to assist with buying a headstone for the unveiling, on the anniversary of a successful claim*.

Repatriation serviceThis benefit is available for all members on the policy and provides for the transport of the deceased from place of death to any location within SADC countries - with strict adherence to cultural requirements in this respect. One family member may accompany the deceased and accommodation for this will be paid for.

Includes assistance with any legal questions regarding funeral and claim procedures and provide advice on obtaining a death certificate and associated documents. And, if the family needs the services of a reputable funeral parlour, pathologist, psychologist or counsellor, we will be happy to provide referrals. 

 Get an online quote

Ts&Cs apply.

How is my premium calculated?Your premium depends on your age, the amount of cover that you buy and the number of additional members that you insure on your policy.

Get an online quote to calculate an affordable monthly premium for you and your family.

Additional members: qualifying criteriaYou can include your spouse, up to 5 children (up to the age of 21 years) and 11 extended members, including 4 parents or parents-in law, on your policy at an additional monthly premium for each member.

  • Main member and spouse must be between the ages of 18 and 65 years
  • Children up to the age of 21 (or 25 if full time students)*
  • Parents up to the age of 75 and extended family members up to the age of 65 years

Additional members: cover options

Additional member   Min. sum assured  Max. sum assured
Main member      R10 000  R100 000
Spouse/Partner      R5 000  R100 000
Children 5 years or younger  R1 250  R10 000
Children aged 6-13 years  R2 250  R15 000
Children aged 14-21 years
(or 25 if full time students)
 R5 000  R50 000
Parents  R5 000  R50 000
Extended family members  R5 000  R50 000

How do I submit a claim?You can find out how to submit a claim on our claims page. 1Life takes claims seriously and endeavours to attend to them timeously. Please speak to a claims advisor on 0860 10 51 96 if you have any queries.

Get an online quote

Ts&Cs apply.

*The principal member must notify us of their child's continuation of study past the age of 21, as this benefit will automatically cancel otherwise.

The Truth About MoneyAt 1Life we know that your future is written in how you manage your money. But we also know that South Africans do not always have the money management skills they need to build the future of their dreams. That is why we launched The Truth About Money.

The Truth About Money makes money management services and training available to all South Africans at no charge. These services include the following:

Debt counsellingIf your debt has become unmanageable and you are struggling to make ends meet, The Truth About Money can help! You can register for telephonic debt management and debt counselling services on the Truth About Money website.

Estate mediationBecause we know how important it is to have your affairs in order, we will help you draft a will for yourself and your spouse or set up a trust for minor beneficiaries. You can also apply for legal advice and mediation if you need help winding up the estate of a relative.

Financial education courseFinancial education is the key to your financial freedom. The Truth About Money offers you access to a digital Financial Education course that you can complete at your own pace at any Boston Campus nationwide. Apply today!

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All of these services are available to successful applicants at no charge!

Visit The Truth About Money website to learn more and register.