Cover up to 16 family members for up to R50 000 each
Let’s talk 1-to-1™ about funeral cover. Whether you have a big family or little family, we’ve got you covered.
Let’s break it down. The pay-out from a funeral cover policy gives you and your family funds for a respectable funeral and after tears celebration. You choose how much cover you want for each family member at a premium you can afford.
With a funeral cover policy in place you have peace of mind knowing that the cost of a funeral and other immediate expenses will be taken care of without getting into debt.
You love them all and now you can afford to cover them all on 1 policy. That includes your siblings, their children, gogos and grandpas.
We know how hard it is to lose a loved one. Valid claims will be paid into your bank account in 24 business hours, so you have one less thing to worry about.
Your policy includes a R5 000 headstone benefit & repatriation service for all policy members plus a R6 000 grocery benefit should the main member pass.
It’s our promise to you! Your policy premiums will not increase for the first 12 months – guaranteed.
You can - but do the maths and you’ll see that a funeral cover policy will always come out tops.
Do you know that it could take over 2 years to save towards a modest funeral for just 1 family member? But if you take out 1Life funeral insurance, funeral expenses for the whole family will be covered on 1 simple and affordable policy.
Don’t take our word for it! Why not take our funeral cover calculator for a ride and do the sums yourself.
For a beautiful send-off… Mpho's funeral policy covers herself, her husband and her daughter.
Sipho takes care of funeral expenses for his loved ones with an affordable 1Life funeral cover policy with great benefits.
As a single mom, Karen knows she will be able to cover funeral expenses for her kids.
We look after our policyholders with affordable and convenient cover packed with great benefits.
Manage your policy conveniently and quickly using our online policyholder portal and WhatsApp service centre.
Learn how to manage your money and make better financial decisions with free short courses and services.
You don’t have wait to plan a funeral. We pay all valid claims in 24 business hours.
If the main member passes a first spouse, or the eldest additional family member if there is no first spouse, can take over the policy.
Funeral cover provides you or your family with the funds they need to cover funeral expenses and other costs related to the death of a family member. You choose how much cover you want for each family member and a monthly premium you can afford. In the event of the death of a family member, your funeral insurance policy pays a lump sum to you, and in the event of your death your policy pays out a lump sum to the beneficiary named in the policy schedule.
The cost varies, depending on factors like whether it is a burial or cremation, the type of casket and headstone and how many mourners are catered for.
Your premium depends on your age, the amount of cover you buy and the number of additional family members that you insure on your policy. If you buy your funeral cover online, you will save 40% on your monthly premiums!
Yes. Immediate and extended family can be covered on a 1Life Funeral Cover policy. You can include up to 2 spouses, up to 5 children (up to the age of 21 years) and 9 extended family members, including 4 parents (up to the age of 75 years) or parents-in-law (up to the age of 65 years). There is an additional monthly premium for each member. Learn more here.
You can cover 2 spouses, up to 5 children (up to the age of 21) and 9 extended family members including 4 parents or in-laws at an additional cost per member. There must be insurable interest in the person that you are covering under the policy, meaning that there needs to be a blood or legal relationship with the person you are adding to the funeral policy.
No, there are no medical exams or tests.
DebiCheck is a way you control how certain debit orders are taken out of your bank account. You confirm this once, at the start of the contract. This is done to inform your bank that you give permission for the money to be taken from your account. Find out more here.
There is no waiting period for accidental death - you and your family members are covered immediately, as soon as you take out the policy and we have received the first premium. For natural death, such as from an illness, the waiting period is 6 completed months and 6 paid premiums.
In addition to the cover amount, 1Life Insurance also provides your family with:
*Terms and conditions apply.
** The Headstone benefit is only available to members who are older than 14 years of age.
At 1Life Insurance we believe that insurance shouldn’t be complicated and that includes quick and easy policy claims.
The claims page has all you need to know about the claims submission process for 1Life Insurance policyholders and their beneficiaries. And we are here to help you every step of the way! When you make a claim on a 1Life Insurance policy you will be assigned a dedicated claims consultant who will guide you through the process and resolve any queries or concerns you might have.
Your life insurance policy will help provide for your loved ones when you’re no longer there to take care of them. Your policy pays out a lump sum in the event of your death, giving your family the funds they need to pay off debt, as well as cover living expenses, medical bills and school fees.
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A serious illness such as cancer or a heart attack can be financially devastating for you and your family. A 1Life Dread Disease Cover policy will pay out a lump sum that can be used to cover medical expenses not paid by your medical aid and to pay the bills while you are in recovery.
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Disability insurance is the financial protection your family needs if you are permanently disabled due to illness or accident, and not able to earn a living. Your lump sum pay-out of up to R10 million can be used to replace your income, remodel your home or even customise your car.
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