Funeral insurance provides your family with the finances to pay for a funeral, as well as costs related to the death of you as the main member or any member on the policy. These costs could include funeral parlour services, repatriation services, even the medical costs if there were any.
In addition to the cover amount, 1Life also provides your family with:
*Terms and conditions apply. These benefits are only available to members who are older than 14 years of age.
No you don’t have to be an existing client and you can purchase the cover as a stand-alone benefit.
Your premium is based on the amount of cover you request as well as your age at the inception of your policy.
Depending on the type of product that you purchase, you may have to either complete an HIV test, or disclose your HIV status in order to determine your risk.
No, there are no medical exams or tests. You may however be asked a few health and lifestyle questions as well as be requested to complete an HIV test.
Death due to accidental causes is covered immediately, while there is a 6 month waiting period for death due to natural causes.
You can cover your spouse, up to five children (up to the age of 21) and 10 extended family members including 4 parents or in-laws at an additional cost per member.
Your family will receive a payout as designated by you when you bought 1Life funeral insurance. This can be used to pay for a funeral, a memorial service, funeral parlour services, etc.
Yes there age limits for funeral cover. You can take out funeral cover anytime between the age of 18 and 65. Children up to the age of 21 will be covered or 25 if they are full-time students. Parents up to the age of 75 will be covered and extended family members up to the age of 65.
Yes, you will simply be asked a few health and lifestyle questions as well as be requested to complete an HIV test.
No they won’t have to pay tax. These types of insurance pay-outs are tax-free so that your family can enjoy the full benefit they offer.
Yes you can, just call our Client Services department who will help you amend your policy.
If you need to lodge a claim with 1Life, the following procedure would need to be followed:
Benefit is paid out within 24 hours provided that 1Life has received all claims documents and they have been approved by our claims department.
No they don’t have to. They can use the pay out to pay outstanding debts, ensure the monthly bills are paid or even medical expenses that may have piled up.
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