Secure your family’s future with up to R300 000 life cover - no medical exams and no hassle. When life is unpredictable, 1Life helps you stay prepared with simple, reliable cover from South Africa’s #1 life insurer.
Life promises nothing but change. And while we can’t predict what tomorrow holds, we can prepare for it. Life cover offers a financial safety net that protects your loved ones when you’re no longer there to do so yourself. It provides a tax-free lump sum to your chosen beneficiaries, helping them manage essential living costs like food, transport, school fees, and rent. These funds can also ease the burden of debt - such as a home loan - breaking cycles of financial strain and paving the way for generational wealth. By replacing the income of a breadwinner, life cover brings lasting stability and peace of mind, giving your family the opportunity to thrive, even in the face of life’s uncertainties.
Get affordable life cover from just R349 per month. You are covered with just one simple call, immediate underwriting and no paperwork.
Immediate life insurance for accidental death, such as a car accident. A 6-month waiting period applies for natural death such as a heart attack or cancer.
Get hassle free and convenient life cover with no medical exams required just a simple HIV saliva swab that you can take at a Clicks or Dischem pharmacy near you.
You can bank on no premium increases, guaranteed, for the first 12 months of your policy.
Leave a legacy of financial security and peace of mind. Work out how much cover your loved ones need with our life cover calculator.
We work every day to change our policyholder's lives.
We look after our policyholders with affordable and convenient cover packed with great benefits.
Manage your life cover policy conveniently and quickly using our online policyholder portal and WhatsApp service centre.
Take charge of your financial future with free short courses and services from Truth About Money OR
If you become terminally ill, and your life expectancy is less than 12 months, your entire life cover amount will be paid out.
You take out life insurance on your own life, to give your family financial protection against your death and the loss of your income. The life insurer issues a payment to your nominated beneficiary.
Funeral cover insures you and your immediate or extended family members on the same policy. It pays out when a member dies to cover funeral and related expenses and if you pass, the policy pays out to your nominated beneficiary.
Your family can use your life insurance pay-out to cover daily living expenses, medical bills and school fees, or to pay off debts, like your house or cars. Your family can also use your pay-out to start building generational wealth.
You can work out how much life cover your family needs using our life insurance calculator.
A natural death is caused by illness or old age and not by violence or injury as in the case of accidental death.
Yes, you can get up to R300 000 cover if you are HIV positive. Your policy will, however, only pay out for accidental and not natural death. No waiting periods apply for accidental death.
Priority Disability Cover pays out up to R300 000 if you are disabled by one of the events detailed in your policybook, for example the loss of a limb or blindness. No medical exams or HIV tests are required. Premiums for events-based disability will only increase on the first policy anniversary and the premium guarantee period is also 12 months.
Your premium is calculated based on your sum assured, age, health, occupation and other factors, including whether or not you smoke.
One of our skilled client services consultants will help you tailor your budget to suit your needs and your budget. Contact us on 0860 10 51 94 or request a call me back from the WhatsApp service centre.
No, your 1Life life insurance policy does not have a cash value or any amount you can borrow against. You can learn more about how cashback bonuses work in this blog.
At 1Life Insurance we believe that insurance shouldn’t be complicated and that includes quick and easy policy claims.
The claims page has all you need to know about the claims submission process for 1Life Insurance policyholders and their beneficiaries. And we are here to help you every step of the way! When you make a claim on a 1Life Insurance policy you will be assigned a dedicated claims consultant who will guide you through the process and resolve any queries or concerns you might have.
Your life insurance policy will help provide for your loved ones when you’re no longer there to take care of them. Your policy pays out a lump sum in the event of your death, giving your family the funds they need to pay off debt, as well as cover living expenses, medical bills and school fees.
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Save 28% when you combine life and funeral cover. You can get up to R12 million life insurance plus funeral cover of between R5 000 and R50 000 for up to 16 family members. Includes memorial and grocery benefits.
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Cover yourself and up to 16 family members on one policy with pay-outs of up to R50 000 per member. Benefits to the value of R16 000 including memorial and grocery benefits plus a repatriation service. Qualifying claims can be approved in under 5 minutes!
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