Funeral cover that’s simple

But can make big changes and covers up to 16 family members.

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1Life Essential Funeral Cover benefits

Affordable funeral cover for the whole family plus great benefits

Top up benefits

Choose to add a Cash Back Bonus, Grocery Benefit, Meat Benefit & more at an additional cost.

Immediate cover

You are covered immediately for accidental death after receipt of first premium.

Pay-outs of up to R50 000

Policies pay out between R5 000 and R50 000 per member.


7698 Total Reviews | 4.3 Avg Rating | 7.6 TrustIndex | #3 in Funeral Insurance


Get up to R50 000 funeral cover per person in just a few minutes

Save up to 40% on your premiums when you buy online.

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Quick Q&A

Who needs it?

Anyone who wants to give themselves and their loved ones the send-off they deserve needs funeral cover.

How much does it cost?

It depends on the amount of cover you choose per member, as well as each person’s age.

Is there an age limit?

South African main members must be between 18 and 64; our FAQs specify ages for family members.

If I’m not South African, do I qualify?

Yes, if you are legally residing and working in SA and over the age of 21, you qualify.

What waiting periods apply?

There is no waiting period for accidental death; for natural death the waiting period is 6 months.

How soon are claims paid out?

Qualifying funeral claims take as little as 5 minutes to be settled as a tax-free lump sum payment.

SA's #1 Direct Life Insurer

Swiss Re Reports 2010 - 2021

Highest industry net sentiment

2023 PWC SA Insurance Index Report

Finalist: Funeral Industry

2023 Ask Afrika Orange Index Awards

Who is 1Life Insurance?

We are SA’s #1 Direct Life Insurer and we’re on a mission to change lives for the better.

We believe that everyone deserves financial protection and peace of mind, and we’re pioneering innovation in the insurance sector to make it simpler, more affordable, and more convenient for you to make the smart choices that will protect and grow your wealth for years – and generations – to come.


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