With the festive season fast approaching, 1Life would like to caution consumers against spending excessively and relying too heavily on credit when making their purchases. Too many people spend more than they actually earn, and then rely on credit to make ends meet at the end of January. During this traditional period of excess, it is critical that consumers plan their spending carefully and stick to a budget, avoiding last minute splurges and credit ‘hangovers’. Changing the way you spend now, could change your life for the better next year, so here are some tips to help along the way.
Being able to plan ahead, exercise self-control, and delay immediate gratification will have a massive improvement on your ability to see out the ‘silly’ season in style. Once the New Year arrives, you will be in a better financial position than what you would have been otherwise.
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