There is a saying, that to be rich one must become more frugal, an expression proven by the fact that regardless of income level, people who tend to live within their means and save slowly whilst living modestly are more likely to be on the right path to real wealth.
Often though, the opposite is the norm as many people spend more than they actually earn, while continuing to rely on credit until their next pay date – often times using this credit to pay off other debts – causing even bigger financial problems.
With July being National Savings Month, 1Life provides some guidance to help simplify your life, to help you save more money by providing a few small tips for lifestyle changes and choices.
Living simply doesn’t mean you have to deprive yourself of good things - it just means that your idea of good things may need to change. It also means giving yourself the freedom to choose a freedom that comes from implementing simple changes that can rid you of unnecessary debt and spending.
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Winnie’s plan for beating your December debt16 January, 2018If you fell into the debt trap this past December, here are my pointers for getting out of it, as quickly as possible.