Metro FM radio competition

Get simple, convenient and affordable funeral cover today. 1Life Changing Lives

With 1Life funeral cover you and your loved ones can celebrate your life today by standing a chance to win a share of R100,000.

To enter, listen to Metro FM from 5 November to 9 November 2018 and simply SMS your name and “1LIFE” to 48439 or enter online at metrofm.co.za. The station will randomly select winners from the SMS/Online database. When on-air the listener will be introduced to Life Changing Lerato and she has loads of cash to giveaway. The station will play the Life Changing Lerato clip for the listener and they need to grab as much cash as possible before the safe door slams shut. The clip will list a whole range of cash amounts and the listener needs to say stop before Life Changing Lerato closes the safe door. If they don’t say ‘stop’ before the safe door closes then they win nothing and the prize money goes back into the kitty.

Why choose 1Life?

You can get up to R10 Million life cover *.
You can save up to 22% on your monthly premiums*.
Your premiums will remain fixed for the first 24 months.
All life policies include a R50 000 Pay Now Funeral Benefit that pays out within 24 hours of a successful claim to assist with any immediate expenses*.
1Life offers Life, Dread, Disability, Funeral cover as well as Investment options.
*Risk Profile Dependant and Terms and Conditions are online.

1Life Insurance Ltd is an authorised financial services provider (FSP license number 24769).

DURATION OF THE COMPETITION
1 The competition commences on 5 November and ends on 9 November 2018, both days inclusive. After this date no further entries to the competition will be permitted.

WHO MAY ENTER THE COMPETITION
2 The competition is open to permanent residents and citizens of South Africa over the age of 18 years in possession of a valid South African Identity Document.

WHO MAY NOT ENTER THE COMPETITION
3 The competition is not open to-
3.1 directors, members, partners, agents, employees or consultants of 1Life and/ or any of their associated or affiliated companies and/ or agencies or any supplier of goods or services in connection with a competition; and
3.2 the spouse, life partner, business partner or associate, or the natural or adopted parent, child or sibling, of any person specified in the above.
4 You may not participate in or be eligible to win a competition if you have won a competition promoted by 1Life within the past three months. You will be eligible to participate in a competition promoted by 1Life after the expiry of three months after the date on which you won the last competition.

HOW TO ENTER
5 To enter, listen to Metro FM from 5 November to 9 November 2018 and simply SMS your name and “1Life” to 48439 or enter online at http://beta.sabc.co.za/metrofm/. The station will randomly select winners from the SMS/Online database. When on-air the listener will be introduced to Life Changing Lerato and she has loads of cash to giveaway. The station will play the Life Changing Lerato clip for the listener and they need to grab as much cash as possible before the safe door slams shut. If they don’t say ‘stop’ before the safe door closes, then they win nothing, and the prize money goes back into the kitty.

HOW MANY TIMES CAN YOU ENTER?
6 Only one entry will be accepted per person. Multiple entries from the same person will be disqualified.

 

PRIZES
7 Prizes are not transferable, nor are they refundable, or exchangeable
8 The prize is a share of R100,000.00.

REQUIREMENTS YOU MUST MEET TO USE THE PRIZE
9 Winners will be notified telephonically. Should we not be able to contact the winner after 3 attempts after the competition has closed, the prize will be transferred to a newly drawn winner.
10 Winners will also be contacted telephonically by the station (and NOT 1Life), after they have been on air.
11 You must possess whatever documents and permissions that may be required in order to accept and use a prize, which documents, and permissions is your responsibility to obtain at your own cost, and which documents and permissions must remain valid in such minimum form and for such minimum period after the prize date as may be required by the relevant authorities.
12 1Life may require you to provide us with such additional information and documentation as we may reasonably require in order to process, confirm and facilitate your acceptance and/or use of a prize. If you refuse to provide us with the requested information or documentation, you will forfeit the prize.

DELIVERY/ COLLECTION OF PRIZE
13 Winners will also be contacted telephonically by the station (and NOT 1Life), after they have been on air
14 Any winners not following the procedure of submitting their ID document and proof of bank account (in order to validate their details as a selected winner) within 12 months from the date of being selected and notified as a winner, shall forfeit their prize winnings.

HOW WILL WINNERS BE NOTIFIED
15 Winners will be notified telephonically. Should we not be able to contact the winner after 3 attempts after the competition has closed, the prize will be transferred to a newly drawn winner.
16 Winners will also be contacted telephonically by the station (and NOT 1Life), after they have been on air.

WHAT HAPPENS IF THE WINNER CANNOT BE CONTACTED OR IS NOT ABLE TO TAKE UP THE PRIZE
17 Winners will be notified telephonically. Should we not be able to contact the winner after 3 attempts after the competition has closed, the prize will be transferred to a newly drawn winner.
18 Winners will also be contacted telephonically by the station (and NOT 1Life), after they have been on air.

GROUNDS FOR DISQUALIFICATION
19 If you fail or, if your partner (if applicable) fails, to comply with any of the terms and conditions, then without prejudice to any other remedy which 1Life may have, you will be automatically disqualified, and you will forfeit the prize/s (in the event that you have already won a prize);

GENERAL
20 Your entry into the competition and/or your acceptance of a prize (in the event that you win a prize) constitutes your binding acceptance of the terms and conditions on behalf of yourself and any person with whom you may share a prize (in the event that you win a prize which is for you and one or more additional persons (“your partner”).
21 If you use a mobile phone for entry into the competition, the telephone calls / text messages/ data usage will be charged at the prevailing rates, which may vary from time to time. "Free" minutes under a cell-phone contract do not apply.
22 It is your responsibility to ensure that your entry is received by the station prior to the closure of the competition. Any entries which are not received by them prior to the closure of the competition will not be eligible to participate, regardless of the reason for the late entry. We and our affiliates are not responsible for any entries which are not received by us, whether timeously or at all, regardless of the cause thereof. Without limitation, we and our affiliates are not responsible for any problems or technical malfunction of any telephone network or lines, computer on-line systems, servers, or providers, computer hardware or software failure or malfunction, traffic congestion (whether physical, or on the Internet, telephone lines or at any service provider, web site or other device or medium), or any combination thereof, or any other technical or other problems.
23 1Life and our affiliates are not responsible for any injury or damage to your or any other person’s computer, mobile telephone or other device used by you to enter into, or obtain any materials related to, the competition.
24 It is your responsibility to ensure that any information which you provide to 1Life is accurate, complete and up to date. Should any of the data provided by yourself in connection with this competition prove to be invalid, inaccurate, and false or misleading, your entry shall be disregarded and you shall be prohibited from entering any further 1Life competitions for a set period to be determined by 1Life.
25 1Life does not make any representations or give any warranties, whether expressly or implicitly, as to a prize, and in particular, but without limitation, make no representations and give no warranty that –
25.1 your entry or participation in the competition will necessarily result in you winning a prize;
25.2 a prize, or any aspect thereof, will meet your, or, if applicable, your partner’s, requirements, preferences, standards or expectations; or
25.3 a prize, or any aspect thereof, will be satisfactory, punctual, free from defects, safe or reliable.
26 1Life and our affiliates will not be responsible for any harm, damage, loss or claim relating to the provision of any element of a prize or any changes to a prize that may be made at any time.
27 Prizes are not transferable and may not be deferred, changed or exchanged for cash or any other item.
28 1Life may invite you to be present when the prize winners are determined or announced, to participate in any of our marketing activities, to appear in person in the electronic media and/or the print media, and/or to endorse, promote or advertise any of our goods or services, for which no fee, royalty or other compensation will be payable. You may decline such an invitation.
29 1Life and our third party suppliers, as the case may be, reserve the right to vary, postpone, suspend, or cancel the competition and any prizes, or any aspect thereof, without notice at any time, for any reason which we deem necessary. In the event of such variation, postponement, suspension or cancellation, you agree to waive any rights, interests and expectations that you may have in terms of this competition and acknowledge that you will have no recourse against us, our affiliates and third party suppliers.
30 You agree that your participation in the competition, and your acceptance and/or use of a prize, or any aspect thereof, is at your own risk.
31 1Life and our affiliates will not be responsible, and disclaim all liability, for any loss, liability, injury, expense or damage (whether direct, indirect, incidental, punitive or consequential) of any nature, whether arising from negligence or any other cause, which is suffered by your participation in the competition or the acceptance and/or use by you, or your partner (if applicable), of any prize, or by any action taken by us or any of our affiliates in accordance with the terms and conditions.
32 You, and in the event of your death, your family, dependants, heirs, assignees or any other beneficiaries of your estate, indemnify and hold us and our affiliates harmless against any claim by you, or your partner (if applicable), (whether direct, indirect, incidental, punitive or consequential) of any nature, whether arising from negligence or any other cause, relating to any injury, loss, liability, expense and/or damage which you may suffer, howsoever arising, in relation to your entry into this competition and/or acceptance and/or use by you of a prize.
33 You acknowledge that the acceptance and use of a prize is subject to the proviso that –
33.1 all of the terms and conditions will apply to both you and your partner (if applicable), and you will ensure that your partner agrees to be bound and complies, and will continue to comply, therewith;
33.2 you will take full responsibility for your partner;
33.3 you indemnify and hold us and our affiliates harmless against any claim by your partner or any third party in the event that your partner suffers any loss or damage pursuant to your partner’s acceptance and/or use of a prize;
33.4 any minor will be accompanied by a parent or legal guardian.
34 By entering this competition, contestants agree to receive marketing and/or promotional material from 1Life and/or any of their associated or affiliated companies. No contestant or winner of this competition is in any way obliged to enter into a contract of insurance with 1Life and/or a contract with any of their associated or affiliated companies.
35 For purposes hereof, "affiliate" means 1Life’s partners, co promoters and sponsors of this competition, our subsidiaries, our and their subsidiaries and respective holding companies, the subsidiaries of their holding companies, and our and their directors, officers, employees, agents and representatives.
36 These terms and conditions will be construed, interpreted and enforced in accordance with the laws of contract and dispute resolution in the Republic of South Africa
37 1Life and the judges' decision on any matter concerning the competition and/or arising out of these terms and conditions is final and binding on you, and no correspondence will be entered into.