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Buy life insurance

Personal information

Lifestyle information

Cover options

Health questions

Cover & payment

Select beneficiaries

Confirmation and terms

Congratulations on your decision to buy life insurance online from 1Life! To complete the form you will need your ID number, income before tax, height and weight and bank details. The process will take about 15 minutes to complete.

As part of the buy process, you can add up to 10 beneficiaries to your policy. Beneficiaries are the people that you have chosen to receive the pay-out in the event of your death. If you choose not to elect policy beneficiaries now, you can contact 1Life at a later date to do so.

Once you have purchased your life insurance online you will be sent your policy schedule. This schedule will include full details of your new policy including your policy number and the names of your beneficiaries.

Do you have a valid South African ID?
Yes No

Your SA ID number

Title

Your name

Your surname

Your email

Cellphone number

Alternative number

Your date of birth

Male Female

Gross monthly income

Your occupation

Highest education

Have you smoked in the last 12 months?
Yes No

Do you know your weight and height?
Yes, I do No, I don't

How much cover do you currently have?

Life insurance

Disability insurance

Dread disease cover

I confirm that the responses to these health and lifestyle questions are true to the best of my knowledge

< Step 1

How much cover would you like?

Please type in how much life insurance, disability insurance and dread disease cover you would like. Please take note of the maximum cover amounts allowed indicated in each field.

Life insurance

Disability insurance

Dread disease cover

* Note this quote is an estimate. Once you have completed your health questions, the quoted amount is revised and you will be able to complete your online purchase.

< Step 2

Your cover amounts

Based on the responses you have provided to the health questions, your monthly premium will be as follows:

Life insurance

Disability insurance

Dread disease cover

per
month

Your address information

Residential address

Suburb

Area code

My postal address is the same as my residential address

Postal address

Suburb

Area code

Payment options

When do you want the policy to commence?

Payment method
Credit card Debit Account

My bank account Another bank account

Where do you bank

What is the branch name and number

Account Type

Account holder name

Account holder surname

Account number

< Step 4

Add your beneficiaries (optional)

You can add up to 10 beneficiaries to your policy. Beneficiaries are the people that you have chosen to receive the pay-out in the event of your death. If you choose not to elect policy beneficiaries now, you can contact 1Life at a later date to do so.

Name and surname

Payout percentage

Add

Total

An important note on adding beneficiaries

If you own a life insurance policy, remember to stipulate the beneficiaries of the policy in your Will and on your policy. If your policy does not have any beneficiaries your life insurance pay-out will be paid into your estate, leaving your dependants without income for the time it takes to wrap up your affairs.

< Step 5

1. Personal information

Policy holder name:	Label
Gender:	Label
Date of birth:	Label
ID number:	Label
Country of citizenship:	Label
Email address:	Label
Cellphone number:	Label
	Edit

2. Lifestyle information

Monthly income:	RLabel
Occupation:	Label
Education level:	Label
	Edit

3. Cover options

Product selected:	1Life Elevated
Life assured amount:	Label
Disability assured amount:	RLabel
Dread assured amount:	RLabel
Term:	Label
Monthly premium:	RLabel
Policy commencement date:	Label
Premium deduction date:	Label
	Edit

4. Health questions

Product selected:	Label
Life assured amount:	Label
Disability assured amount:	Label
Dread assured amount:	Label
Term:	Label
Monthly premium:	Label
Policy commencement date:	Label
Premium deduction date:	Label
	Edit

5. Cover and payment

Residential address:	Label
Suburb:	Label
Residential code:	Label
Postal address:	Label
Suburb:	Label
Postal code:	Label
Payment type:	Label
Details:	Label
	Edit

6. Beneficiary details

Beneficiary Name	Percentage
	Edit

Terms and conditions:

This policy has been purchased to insure my own life.
We require an HIV test on the life assured to be submitted within 3 (three) months of commencement of cover. Should this not be supplied within the required period, the life assured’s cover will automatically be changed to accidental death only and premiums will be reduced accordingly.
Please note that your premiums for your cover will remain the same for 2 years. After this period, there will be a compulsory annual premium increase of 5% per year.
Although premiums are not expected to change, they are subject to review from time to time. In this case, the premium for your cover will be guaranteed for 5 years and if it is reviewed, the first five-yearly increase is guaranteed not to exceed 15%.
If there is a change in one or more of the following, please notify us:
- You start or recommence smoking.
- You travel outside of South Africa for 14 (fourteen) consecutive days
- You start or alter your participation in a hazardous pursuit
- You change your nominated occupation
If your death was, in our opinion, as a result of your own act within 2 (two) years from the commencement date of the policy, we will not pay your claim.
In the event of a claim, we require you to waive any rights of privacy giving us permission and consent to obtain any information (medical or otherwise) relevant to any assurance policy or claim concerning you.
All policies are referred to our quality assurance and medical underwiriting team for final acceptance, should your policy not be accepted you will be notified within 5 working days
If we find that information provided to us was incorrect or certain details were withheld, either at application stage or at a time when changes were made to the policy, in our opinion, material to the assessment of the risk, we may reject your claim, future claims or cancel the policy.