1Life

Empowering you through knowledge  

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Let’s work together. Model affordability on top of life stage planning to change your client’s lives, with flexible commission structures and digital solutions that enables the financial planning process.

Benefits

Partnership through innovation

A proud track record of partnering with all classes of financial advisers since 2012

Increase productivity

With innovative broker sales enablement for both digital and traditional adviser propositions

Comprehensive product range

Tailor-made for all client segments, with simplified underwriting and an easy sales process.

Flexible commission models

Benefit from commission models aligned to advisers' unique business models

Professional support

Relationship management through dedicated, specialist business consultants

Culture of collaboration

Embedding partnership with our financial adviser partners in everything that we do

You advise and 1Life does the heavy lifting

Vantage frequently asked questions

1Life has been in operation since 2006 and forms part of a broader group of companies under the TIH (Telesure Investing Holdings) umbrella, the first of which was launched back in 1985.

1Life has evolved over the years from being a direct life insurer to a true multi-distribution insurer in 2012, that caters for all classes of financial advisers.

1Life Plan, 1Life’s financial needs analysis takes the clients life stage, affordability and lapse model into account when making recommendations. This helps reduce risk to the broker and client knowing what might be best at the given moment in time.

At 1Life we believe in creating digital solutions that enable our financial adviser partners to conclude business with clients safely, securely and remotely. These digital solutions stretch across our sales, underwriting and claim environments. When you register as a financial adviser partner with 1Life, you will automatically receive the benefit of the digital solution most suited to your brokerage.

The 1Life underwriting engine is designed in such a way that it will underwrite the client at point of sale with unique circumstances, provided the client provides us with accurate information. There is no need for full medicals any more. In fact, it’s possible on life, dread disease and disability cover to fully underwrite with no medicals, only limited medical questions and an HIV test (simplified through either a saliva test at the nearest Clicks store, or a visit by a nurse) is needed. The result is straight-through processing and an underwriting process that accepts high numbers of policies on both limited and comprehensive underwriting within 35 minutes.

Our job as insurers and financial advisers is to make the journey easier for the client and in the case of funeral and life claims, it means making it easier for their beneficiaries and delivering on our promises to them. Through robotic process automation (RPA), we have enabled a simpler and faster turnaround within our claims process. What makes our claims process unique?

  • The contract and rules are built into the system, enabling consistency and speed.
  • The system gathers information from other websites, such as the Department of Home Affairs, where it picks up the notice of death.
  • Limited documentation is needed in order to process a claim and, in most cases, to enable 1Life to finalise payment.

We have a full range of risk products including but not limited to Life cover, Disability cover, Dread disease cover, Income protectors, Funeral cover and an All Woman product focusing on female related cancers and complications.

Our Investment products are available on the Wealthport LISP and offers a unique combination of unit trusts, ETF’s, structured and guaranteed products, direct offshore investing and retirement products – all on one LISP platform.

1Life for the financial adviser

Our comprehensive suite of life and investment products provide you and your clients with a variety of options in order to optimise their wealth portfolios.

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About 1Life

1Life’s products include life & funeral cover, Pulse Life Cover, Pure Life Plus (life + funeral), dread disease cover & disability insurance.

Trusted: SA’s #1 Direct Life Insurer* 10 years in a row, settling qualified claims in 3 minutes.

Easy: No paperwork & no medical exams. Buy your cover on the phone, online or from your financial adviser.

For you: A needs analysis ensures that the cover you buy is tailor-made for you & your family.