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      • Alberton resident wins a trip to space (well almost)
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      • Life Insurance goes mobile
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      • Life insurance is crucial for all South Africans
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      • Life insurance protects your family from your unpaid debt
      • Life insurance: The direct channel
      • Life insurers must say what they mean and mean what they say
      • Mobile life insurance up to half a million
      • New trend emerges in life insurance
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      • Quitting smoking in 2007 makes sense and cents
      • Randburg residents win R100 000 to realise their lifelong ambition
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1Lifefuneral

Qualifying Criteria

  • Main member and spouse between the ages of 18 and 65 years
  • Children up to the age of 21 (or 25 if full time students)
  • Parents up to the age of 75 and extended family members up to the age of 65 years

Our unique 1Lifefuneral policy provides simple, convenient and affordable funeral cover of up to R45 000 with no medical examinations required. You can add your spouse, children, parents and extended family members to this policy.

Call us on 0860 10 53 43 for a quote today!

  • Features & Benefits
  • Cover Options
  • What it Costs
  • Choose a level of cover that suits you - ranging from R5 000 to R45 000.
  • Your cover stays in place for the rest of your life, provided that your premium payments are up to date.
  • Accidental death is covered from the day that we receive your first premium.
  • You are covered for natural death after 12 months.
  • Premium waiver - If the main member dies, cover will remain in place for members still on the policy for 2 years. No additional premium will need to be paid during this time.
  • Your cover includes an additional payout of up to R1 000 per month for 6 months, to assist with buying groceries, after a successful claim on the life of the main member.
  • A Memorial Benefit is available to provide up to R5 000 cover, to assist with buying a headstone for the unveiling on the anniversary of a successful claim**.
  • Repatriation – a repatriation service, to the value of R2 000, is offered to transport the deceased from place of death to place of burial anywhere within the borders of the Republic of South Africa after a successful claim**.
  • You can include up to 5 children (up to the age of 21 years), 10 extended members including four (4) parents or parents-in law onto your policy at an additional monthly premium for each member*.
  • Claims are paid out within 48 hours, provided that all claims documentation has been submitted and approved.
  • Paying your premiums is easy, with a convenient monthly debit order.

* The principal member must notify us of their child's continuation of study past the age of 21, as this benefit will automatically cancel otherwise. ** This benefit applies to members who are older than 14 years of age.

We understand that each person is unique and that they have unique insurance needs. 1Life’s funeral cover provides flexible sum assured options.

  Minimum sum assured Maximum sum assured
Main member and partner R5 000 R45 000
Children 5 years or younger R1 250 R10 000
Children aged 6-13 years R2 250 R15 000
Children aged 14-21 years (or 25 if full time students) R5 000 R45 000
Parents R5 000 R45 000
Extended family members R5 000 R45 000

The sum assured benefits increase by R1 000 for each sum assured band.

Your premium depends on your age, the level of cover that you buy and the number of members that you insure on the policy.

Here are a few examples of the premiums that you would pay:

  • A 25 year old male can get R15 000 funeral cover for around R 99.63 per month and he can add his wife, two children and two parents for around R 118.98 per month*.
  • A 35 year old female can get R 15 000 funeral cover for around R 109.18 per month and she can add her husband for around R23.31 per month*.
  • A 45 year old female can get R 15 000 funeral cover for around R 105.40 per month and she can add her husband and four children for around R 37.93*.

* Risk Profile Dependant

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1Life is an authorised financial service provider. Licence Number: 24769

Disclaimer:

Whilst every effort has been made to make this document easy to use and understand, each legal situation could have characteristics which might render its use inappropriate. It is always advisable to consult an attorney if there is any doubt.

The information available on this site is for your personal and non-commercial use only. You may not publish, distribute, transmit or display any of its contents to third parties without prior written permission of 1Lifedirect.

1Lifedirect and any of its associates shall not be responsible or liable for any damages and/or loss sustained by any beneficiary and/or other persons as a result of a will being invalid or incorrectly drafted by a member of the public having consulted this website.

This document is intended to provide a guideline for common and standard situations. Each person's situation is, however, unique. Your will should be carefully prepared by professional or qualified persons to take into account several eventualities and to ensure compliance with relevant South African law. If you feel that your particular needs require more specificity than provided within this standard document, you should consult an attorney in your area. Statements or other content in this document must not be construed as advice from us to be acted on.

These terms and conditions may be varied from time to time. Please ensure you review these terms and conditions regularly as you will be deemed to have accepted a variation if you continue to use the website after the variation has been posted.

Accordingly, you agree to indemnify and hold harmless any member of the 1Lifedirect group and it respective directors, officers, employees, agents, suppliers, any third party information providers from and against all losses and expenses caused or alleged to be caused directly or indirectly by what is contained or omitted in this document

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